City comparison

Killeen, TX vs Orlando, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Orlando, FL are 11.3% higher than in Killeen, TX. Someone earning $100,000 in Killeen, TX would need about $111,300 in Orlando, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,731 a month in Orlando, FL versus $990 in Killeen, TX. On $100,000, that's 26% of take-home pay in Orlando, FL and 15% in Killeen, TX.
  • Estimated state income tax on $100,000 is close: $0 a year in TX and $0 in FL.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Killeen, TX to Orlando, FL changes real buying power by −10.1%, purely from prices.
KilleenOrlando
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Killeen, TX: price level 91.1 (much cheaper)
  • Orlando, FL: price level 101.4 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Killeen, TXOrlando, FL
Price level (U.S. = 100)291.1101.4
$100,000 is worth, in the other city2$111,287 in Orlando$89,858 in Killeen
Typical 1-bedroom rent3$990/mo$1,731/mo
Take-home on $100,00014,15,8$79,180$79,180
State income tax on $100,000 (estimate)8$0 (TX)$0 (FL)
Rent burden on $100,00015%26%
Median pay, all jobs4$46,660$46,630
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Killeen-Temple, TX HUD Metro FMR Area and Orlando-Kissimmee-Sanford, FL MSA. Metro areas: Killeen-Temple, TX and Orlando-Kissimmee-Sanford, FL.

What costs more or less

Killeen, TXOrlando, FL
Price level (U.S. = 100)KilleenOrlando
Housing (rent)77.9123.4
Goods93.896.2
Utilities81.287.2
Other services96.298.9
Overall91.1101.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Killeen, TX → Orlando, FL

Same pay buys less

Buying power −10.1%; rent takes 26% of take-home; state tax +$0/yr.

36 Weak offer

Orlando, FL → Killeen, TX

Same pay goes further

Buying power +11.3%; rent takes 15% of take-home; state tax +$0/yr.

100 Strong offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Killeen, TX to Orlando, FL at the same grade and step does to real buying power.

Grade5,2Killeen, TXOrlando, FLReal change, Killeen → Orlando
GS-9 step 1$61,722$61,722−10.1%
GS-11 step 1$74,678$74,678−10.1%
GS-12 step 1$89,508$89,508−10.1%
GS-13 step 1$106,437$106,437−10.1%
GS-14 step 1$125,776$125,776−10.1%

Pay for common jobs

Median annual pay4Killeen, TXOrlando, FLOrlando pay in Killeen dollars
Elementary School Teachers, Except Special Education$63,120$60,190$54,085 (−14.3%)
Software Developers$123,320$129,620$116,474 (−5.6%)
Accountants and Auditors$73,270$78,630$70,655 (−3.6%)
Registered Nurses$93,440$83,550$75,076 (−19.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.