City comparison

Killeen, TX vs Olympia, WA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Olympia, WA are 13.8% higher than in Killeen, TX. Someone earning $100,000 in Killeen, TX would need about $113,800 in Olympia, WA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,682 a month in Olympia, WA versus $990 in Killeen, TX. On $100,000, that's 25% of take-home pay in Olympia, WA and 15% in Killeen, TX.
  • Estimated state income tax on $100,000 is close: $0 a year in TX and $0 in WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +12.4% moving from Killeen, TX to Olympia, WA ($106,437 → $119,630), while prices change by +13.8%. Net effect of the transfer: −1.2% in real buying power.
KilleenOlympia
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Killeen, TX: price level 91.1 (much cheaper)
  • Olympia, WA: price level 103.7 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Killeen, TXOlympia, WA
Price level (U.S. = 100)291.1103.7
$100,000 is worth, in the other city2$113,758 in Olympia$87,906 in Killeen
Typical 1-bedroom rent3$990/mo$1,682/mo
Take-home on $100,00014,15,8$79,180$79,180
State income tax on $100,000 (estimate)8$0 (TX)$0 (WA)
Rent burden on $100,00015%25%
Median pay, all jobs4$46,660$61,960
Federal locality pay area7Rest of U.S.Seattle-Tacoma, WA

Rent areas: Killeen-Temple, TX HUD Metro FMR Area and Olympia-Lacey-Tumwater, WA MSA. Metro areas: Killeen-Temple, TX and Olympia-Lacey-Tumwater, WA.

What costs more or less

Killeen, TXOlympia, WA
Price level (U.S. = 100)KilleenOlympia
Housing (rent)77.9116.7
Goods93.8105.0
Utilities81.291.7
Other services96.299.5
Overall91.1103.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Killeen, TX → Olympia, WA

Same pay buys less

Buying power −12.1%; rent takes 25% of take-home; state tax +$0/yr.

37 Weak offer

Olympia, WA → Killeen, TX

Same pay goes further

Buying power +13.8%; rent takes 15% of take-home; state tax +$0/yr.

100 Strong offer

On the GS pay scale?

Killeen, TX is in the Rest of U.S. pay area; Olympia, WA is in Seattle-Tacoma, WA. The last column shows what a transfer from Killeen, TX to Olympia, WA at the same grade and step does to real buying power.

Grade5,2Killeen, TXOlympia, WAReal change, Killeen → Olympia
GS-9 step 1$61,722$69,373−1.2%
GS-11 step 1$74,678$83,935−1.2%
GS-12 step 1$89,508$100,602−1.2%
GS-13 step 1$106,437$119,630−1.2%
GS-14 step 1$125,776$141,367−1.2%

Pay for common jobs

Median annual pay4Killeen, TXOlympia, WAOlympia pay in Killeen dollars
Elementary School Teachers, Except Special Education$63,120$104,650$91,993 (+45.7%)
Software Developers$123,320$124,060$109,056 (−11.6%)
Accountants and Auditors$73,270$94,470$83,045 (+13.3%)
Registered Nurses$93,440$125,020$109,900 (+17.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.