City comparison

Kansas City, MO vs Richmond, VA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Richmond, VA are 5.7% higher than in Kansas City, MO. Someone earning $100,000 in Kansas City, MO would need about $105,700 in Richmond, VA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,507 a month in Richmond, VA versus $1,197 in Kansas City, MO. On $100,000, that's 24% of take-home pay in Richmond, VA and 19% in Kansas City, MO.
  • On $100,000, estimated state income tax is about $1,173 a year higher in Richmond, VA than in Kansas City, MO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +2.8% moving from Kansas City, MO to Richmond, VA ($108,173 → $111,183), while prices change by +5.7%. Net effect of the transfer: −2.8% in real buying power.
Kansas CityRichmond
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Kansas City, MO: price level 92.5 (cheaper)
  • Richmond, VA: price level 97.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Kansas City, MORichmond, VA
Price level (U.S. = 100)292.597.9
$100,000 is worth, in the other city2$105,743 in Richmond$94,569 in Kansas City
Typical 1-bedroom rent3$1,197/mo$1,507/mo
Take-home on $100,00014,15,8$75,417$74,244
State income tax on $100,000 (estimate)8$3,763 (MO)$4,936 (VA)
Rent burden on $100,00019%24%
Median pay, all jobs4$50,820$51,460
Federal locality pay area7Kansas City-Overland Park-Kansas City, MO-KSRichmond, VA

Rent areas: Kansas City, MO-KS HUD Metro FMR Area and Richmond, VA HUD Metro FMR Area. Metro areas: Kansas City, MO-KS and Richmond, VA.

What costs more or less

Kansas City, MORichmond, VA
Price level (U.S. = 100)Kansas CityRichmond
Housing (rent)86.699.1
Goods94.196.8
Utilities89.089.2
Other services93.498.6
Overall92.597.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Kansas City, MO → Richmond, VA

Same pay buys less

Buying power −5.4%; rent takes 24% of take-home; state tax +$1,173/yr.

52 Fair offer

Richmond, VA → Kansas City, MO

Same pay goes further

Buying power +5.7%; rent takes 19% of take-home; state tax −$1,173/yr.

87 Strong offer

On the GS pay scale?

Kansas City, MO is in the Kansas City-Overland Park-Kansas City, MO-KS pay area; Richmond, VA is in Richmond, VA. The last column shows what a transfer from Kansas City, MO to Richmond, VA at the same grade and step does to real buying power.

Grade5,2Kansas City, MORichmond, VAReal change, Kansas City → Richmond
GS-9 step 1$62,729$64,475−2.8%
GS-11 step 1$75,897$78,009−2.8%
GS-12 step 1$90,968$93,499−2.8%
GS-13 step 1$108,173$111,183−2.8%
GS-14 step 1$127,829$131,385−2.8%

Pay for common jobs

Median annual pay4Kansas City, MORichmond, VARichmond pay in Kansas City dollars
Elementary School Teachers, Except Special Education$61,060$61,290$57,961 (−5.1%)
Software Developers$124,990$132,120$124,944 (−0.0%)
Accountants and Auditors$80,040$84,220$79,646 (−0.5%)
Registered Nurses$83,040$93,580$88,497 (+6.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.