City comparison

Kansas City, MO vs Phoenix, AZ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Phoenix, AZ are 11.6% higher than in Kansas City, MO. Someone earning $100,000 in Kansas City, MO would need about $111,600 in Phoenix, AZ to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,583 a month in Phoenix, AZ versus $1,197 in Kansas City, MO. On $100,000, that's 25% of take-home pay in Phoenix, AZ and 19% in Kansas City, MO.
  • On $100,000, estimated state income tax is about $1,471 a year higher in Kansas City, MO than in Phoenix, AZ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +2.9% moving from Kansas City, MO to Phoenix, AZ ($108,173 → $111,338), while prices change by +11.6%. Net effect of the transfer: −7.8% in real buying power.
Kansas CityPhoenix
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Kansas City, MO: price level 92.5 (cheaper)
  • Phoenix, AZ: price level 103.3 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Kansas City, MOPhoenix, AZ
Price level (U.S. = 100)292.5103.3
$100,000 is worth, in the other city2$111,641 in Phoenix$89,573 in Kansas City
Typical 1-bedroom rent3$1,197/mo$1,583/mo
Take-home on $100,00014,15,8$75,417$76,889
State income tax on $100,000 (estimate)8$3,763 (MO)$2,291 (AZ)
Rent burden on $100,00019%25%
Median pay, all jobs4$50,820$51,380
Federal locality pay area7Kansas City-Overland Park-Kansas City, MO-KSPhoenix-Mesa, AZ

Rent areas: Kansas City, MO-KS HUD Metro FMR Area and Phoenix-Mesa-Chandler, AZ MSA. Metro areas: Kansas City, MO-KS and Phoenix-Mesa-Chandler, AZ.

What costs more or less

Kansas City, MOPhoenix, AZ
Price level (U.S. = 100)Kansas CityPhoenix
Housing (rent)86.6121.2
Goods94.195.0
Utilities89.093.3
Other services93.4104.0
Overall92.5103.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Kansas City, MO → Phoenix, AZ

Same pay buys less

Buying power −10.4%; rent takes 25% of take-home; state tax −$1,471/yr.

38 Weak offer

Phoenix, AZ → Kansas City, MO

Same pay goes further

Buying power +11.6%; rent takes 19% of take-home; state tax +$1,471/yr.

100 Strong offer

On the GS pay scale?

Kansas City, MO is in the Kansas City-Overland Park-Kansas City, MO-KS pay area; Phoenix, AZ is in Phoenix-Mesa, AZ. The last column shows what a transfer from Kansas City, MO to Phoenix, AZ at the same grade and step does to real buying power.

Grade5,2Kansas City, MOPhoenix, AZReal change, Kansas City → Phoenix
GS-9 step 1$62,729$64,564−7.8%
GS-11 step 1$75,897$78,117−7.8%
GS-12 step 1$90,968$93,629−7.8%
GS-13 step 1$108,173$111,338−7.8%
GS-14 step 1$127,829$131,568−7.8%

Pay for common jobs

Median annual pay4Kansas City, MOPhoenix, AZPhoenix pay in Kansas City dollars
Elementary School Teachers, Except Special Education$61,060$59,180$53,009 (−13.2%)
Software Developers$124,990$131,750$118,012 (−5.6%)
Accountants and Auditors$80,040$80,820$72,393 (−9.6%)
Registered Nurses$83,040$100,830$90,316 (+8.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.