City comparison

Jacksonville, FL vs Tampa, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Tampa, FL are 1.4% higher than in Jacksonville, FL. Someone earning $100,000 in Jacksonville, FL would need about $101,400 in Tampa, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,696 a month in Tampa, FL versus $1,382 in Jacksonville, FL. On $100,000, that's 26% of take-home pay in Tampa, FL and 21% in Jacksonville, FL.
  • Both are in FL, so estimated state income tax is the same: $0 a year on $100,000.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Jacksonville, FL to Tampa, FL changes real buying power by −1.4%, purely from prices.
JacksonvilleTampa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Jacksonville, FL: price level 99.5 (about average)
  • Tampa, FL: price level 100.9 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Jacksonville, FLTampa, FL
Price level (U.S. = 100)299.5100.9
$100,000 is worth, in the other city2$101,413 in Tampa$98,606 in Jacksonville
Typical 1-bedroom rent3$1,382/mo$1,696/mo
Take-home on $100,00014,15,8$79,180$79,180
State income tax on $100,000 (estimate)8$0 (FL)$0 (FL)
Rent burden on $100,00021%26%
Median pay, all jobs4$48,830$48,940
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Jacksonville, FL HUD Metro FMR Area and Tampa-St. Petersburg-Clearwater, FL MSA. Metro areas: Jacksonville, FL and Tampa-St. Petersburg-Clearwater, FL.

What costs more or less

Jacksonville, FLTampa, FL
Price level (U.S. = 100)JacksonvilleTampa
Housing (rent)109.8125.8
Goods96.295.5
Utilities87.588.5
Other services98.997.6
Overall99.5100.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Jacksonville, FL → Tampa, FL

Roughly even

Buying power −1.4%; rent takes 26% of take-home; state tax +$0/yr.

63 Fair offer

Tampa, FL → Jacksonville, FL

Roughly even

Buying power +1.4%; rent takes 21% of take-home; state tax +$0/yr.

73 Strong offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Jacksonville, FL to Tampa, FL at the same grade and step does to real buying power.

Grade5,2Jacksonville, FLTampa, FLReal change, Jacksonville → Tampa
GS-9 step 1$61,722$61,722−1.4%
GS-11 step 1$74,678$74,678−1.4%
GS-12 step 1$89,508$89,508−1.4%
GS-13 step 1$106,437$106,437−1.4%
GS-14 step 1$125,776$125,776−1.4%

Pay for common jobs

Median annual pay4Jacksonville, FLTampa, FLTampa pay in Jacksonville dollars
Elementary School Teachers, Except Special Education$61,080$60,120$59,282 (−2.9%)
Software Developers$130,330$130,450$128,632 (−1.3%)
Accountants and Auditors$79,960$78,990$77,889 (−2.6%)
Registered Nurses$83,520$85,470$84,279 (+0.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.