City comparison

Jacksonville, FL vs Peoria, IL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Jacksonville, FL are 9.0% higher than in Peoria, IL. Someone earning $100,000 in Peoria, IL would need about $109,000 in Jacksonville, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,382 a month in Jacksonville, FL versus $818 in Peoria, IL. On $100,000, that's 21% of take-home pay in Jacksonville, FL and 13% in Peoria, IL.
  • On $100,000, estimated state income tax is about $4,805 a year higher in Peoria, IL than in Jacksonville, FL.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Jacksonville, FL to Peoria, IL changes real buying power by +9.0%, purely from prices.
JacksonvillePeoria
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Jacksonville, FL: price level 99.5 (about average)
  • Peoria, IL: price level 91.2 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Jacksonville, FLPeoria, IL
Price level (U.S. = 100)299.591.2
$100,000 is worth, in the other city2$91,704 in Peoria$109,046 in Jacksonville
Typical 1-bedroom rent3$1,382/mo$818/mo
Take-home on $100,00014,15,8$79,180$74,375
State income tax on $100,000 (estimate)8$0 (FL)$4,805 (IL)
Rent burden on $100,00021%13%
Median pay, all jobs4$48,830$49,590
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Jacksonville, FL HUD Metro FMR Area and Peoria, IL MSA. Metro areas: Jacksonville, FL and Peoria, IL.

What costs more or less

Jacksonville, FLPeoria, IL
Price level (U.S. = 100)JacksonvillePeoria
Housing (rent)109.863.8
Goods96.293.6
Utilities87.590.5
Other services98.999.6
Overall99.591.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Jacksonville, FL → Peoria, IL

Same pay goes further

Buying power +9.0%; rent takes 13% of take-home; state tax +$4,805/yr.

97 Strong offer

Peoria, IL → Jacksonville, FL

Same pay buys less

Buying power −8.3%; rent takes 21% of take-home; state tax −$4,805/yr.

43 Weak offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Jacksonville, FL to Peoria, IL at the same grade and step does to real buying power.

Grade5,2Jacksonville, FLPeoria, ILReal change, Jacksonville → Peoria
GS-9 step 1$61,722$61,722+9.0%
GS-11 step 1$74,678$74,678+9.0%
GS-12 step 1$89,508$89,508+9.0%
GS-13 step 1$106,437$106,437+9.0%
GS-14 step 1$125,776$125,776+9.0%

Pay for common jobs

Median annual pay4Jacksonville, FLPeoria, ILPeoria pay in Jacksonville dollars
Elementary School Teachers, Except Special Education$61,080$57,440$62,636 (+2.5%)
Software Developers$130,330$130,590$142,404 (+9.3%)
Accountants and Auditors$79,960$79,540$86,735 (+8.5%)
Registered Nurses$83,520$81,010$88,338 (+5.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.