City comparison

Jackson, MS vs New York, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in New York, NY are 26.4% higher than in Jackson, MS. Someone earning $100,000 in Jackson, MS would need about $126,400 in New York, NY to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,655 a month in New York, NY versus $1,097 in Jackson, MS. On $100,000, that's 43% of take-home pay in New York, NY and 17% in Jackson, MS.
  • On $100,000, estimated state income tax is about $1,592 a year higher in New York, NY than in Jackson, MS.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +17.8% moving from Jackson, MS to New York, NY ($106,437 → $125,431), while prices change by +26.4%. Net effect of the transfer: −6.8% in real buying power.
JacksonNew York
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Jackson, MS: price level 89.0 (much cheaper)
  • New York, NY: price level 112.6 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Jackson, MSNew York, NY
Price level (U.S. = 100)289.0112.6
$100,000 is worth, in the other city2$126,407 in New York$79,109 in Jackson
Typical 1-bedroom rent3$1,097/mo$2,655/mo
Take-home on $100,00014,15,8$75,912$74,320
State income tax on $100,000 (estimate)8$3,268 (MS)$4,860 (NY)
Rent burden on $100,00017%43%
Median pay, all jobs4$42,850$61,430
Federal locality pay area7Rest of U.S.New York-Newark, NY-NJ-CT-PA

Rent areas: Jackson, MS HUD Metro FMR Area and New York, NY HUD Metro FMR Area. Metro areas: Jackson, MS and New York-Newark-Jersey City, NY-NJ.

What costs more or less

Jackson, MSNew York, NY
Price level (U.S. = 100)JacksonNew York
Housing (rent)64.8148.6
Goods96.2110.3
Utilities78.1127.0
Other services96.1105.8
Overall89.0112.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Jackson, MS → New York, NY

Same pay buys less

Buying power −20.9%; rent takes 43% of take-home; state tax +$1,592/yr.

11 Weak offer

New York, NY → Jackson, MS

Same pay goes further

Buying power +26.4%; rent takes 17% of take-home; state tax −$1,592/yr.

100 Strong offer

On the GS pay scale?

Jackson, MS is in the Rest of U.S. pay area; New York, NY is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Jackson, MS to New York, NY at the same grade and step does to real buying power.

Grade5,2Jackson, MSNew York, NYReal change, Jackson → New York
GS-9 step 1$61,722$72,737−6.8%
GS-11 step 1$74,678$88,005−6.8%
GS-12 step 1$89,508$105,481−6.8%
GS-13 step 1$106,437$125,431−6.8%
GS-14 step 1$125,776$148,222−6.8%

Pay for common jobs

Median annual pay4Jackson, MSNew York, NYNew York pay in Jackson dollars
Elementary School Teachers, Except Special Education$50,240$96,900$76,657 (+52.6%)
Software Developers$96,990$166,830$131,978 (+36.1%)
Accountants and Auditors$70,720$105,650$83,579 (+18.2%)
Registered Nurses$82,630$119,720$94,710 (+14.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.