City comparison

Jackson, MS vs Lakeland, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Lakeland, FL are 9.1% higher than in Jackson, MS. Someone earning $100,000 in Jackson, MS would need about $109,100 in Lakeland, FL to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,230 a month in Lakeland, FL versus $1,097 in Jackson, MS. On $100,000, that's 19% of take-home pay in Lakeland, FL and 17% in Jackson, MS.
  • On $100,000, estimated state income tax is about $3,268 a year higher in Jackson, MS than in Lakeland, FL.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Jackson, MS to Lakeland, FL changes real buying power by −8.3%, purely from prices.
JacksonLakeland
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Jackson, MS: price level 89.0 (much cheaper)
  • Lakeland, FL: price level 97.1 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Jackson, MSLakeland, FL
Price level (U.S. = 100)289.097.1
$100,000 is worth, in the other city2$109,088 in Lakeland$91,669 in Jackson
Typical 1-bedroom rent3$1,097/mo$1,230/mo
Take-home on $100,00014,15,8$75,912$79,180
State income tax on $100,000 (estimate)8$3,268 (MS)$0 (FL)
Rent burden on $100,00017%19%
Median pay, all jobs4$42,850$46,140
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Jackson, MS HUD Metro FMR Area and Lakeland-Winter Haven, FL MSA. Metro areas: Jackson, MS and Lakeland-Winter Haven, FL.

What costs more or less

Jackson, MSLakeland, FL
Price level (U.S. = 100)JacksonLakeland
Housing (rent)64.895.9
Goods96.296.2
Utilities78.186.9
Other services96.198.9
Overall89.097.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Jackson, MS → Lakeland, FL

Same pay buys less

Buying power −8.3%; rent takes 19% of take-home; state tax −$3,268/yr.

43 Weak offer

Lakeland, FL → Jackson, MS

Same pay goes further

Buying power +9.1%; rent takes 17% of take-home; state tax +$3,268/yr.

97 Strong offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Jackson, MS to Lakeland, FL at the same grade and step does to real buying power.

Grade5,2Jackson, MSLakeland, FLReal change, Jackson → Lakeland
GS-9 step 1$61,722$61,722−8.3%
GS-11 step 1$74,678$74,678−8.3%
GS-12 step 1$89,508$89,508−8.3%
GS-13 step 1$106,437$106,437−8.3%
GS-14 step 1$125,776$125,776−8.3%

Pay for common jobs

Median annual pay4Jackson, MSLakeland, FLLakeland pay in Jackson dollars
Elementary School Teachers, Except Special Education$50,240$50,420$46,219 (−8.0%)
Software Developers$96,990$122,200$112,019 (+15.5%)
Accountants and Auditors$70,720$76,820$70,420 (−0.4%)
Registered Nurses$82,630$84,030$77,029 (−6.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.