City comparison

Indianapolis, IN vs Manchester, NH

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Manchester, NH are 10.4% higher than in Indianapolis, IN. Someone earning $100,000 in Indianapolis, IN would need about $110,400 in Manchester, NH to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,552 a month in Manchester, NH versus $1,267 in Indianapolis, IN. On $100,000, that's 24% of take-home pay in Manchester, NH and 20% in Indianapolis, IN.
  • On $100,000, estimated state income tax is about $2,921 a year higher in Indianapolis, IN than in Manchester, NH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +12.2% moving from Indianapolis, IN to Manchester, NH ($107,428 → $120,548), while prices change by +10.4%. Net effect of the transfer: +1.6% in real buying power.
IndianapolisManchester
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Indianapolis, IN: price level 95.7 (cheaper)
  • Manchester, NH: price level 105.7 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Indianapolis, INManchester, NH
Price level (U.S. = 100)295.7105.7
$100,000 is worth, in the other city2$110,409 in Manchester$90,572 in Indianapolis
Typical 1-bedroom rent3$1,267/mo$1,552/mo
Take-home on $100,00014,15,8$76,260$79,180
State income tax on $100,000 (estimate)8$2,921 (IN)$0 (NH)
Rent burden on $100,00020%24%
Median pay, all jobs4$49,340$56,530
Federal locality pay area7Indianapolis-Carmel-Muncie, INBoston-Worcester-Providence, MA-RI-NH-CT-ME-VT

Rent areas: Indianapolis-Carmel, IN HUD Metro FMR Area and Manchester, NH HUD Metro FMR Area. Metro areas: Indianapolis-Carmel-Greenwood, IN and Manchester-Nashua, NH.

What costs more or less

Indianapolis, INManchester, NH
Price level (U.S. = 100)IndianapolisManchester
Housing (rent)88.9134.2
Goods94.397.7
Utilities86.4133.5
Other services99.1103.7
Overall95.7105.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Indianapolis, IN → Manchester, NH

Same pay buys less

Buying power −9.4%; rent takes 24% of take-home; state tax −$2,921/yr.

39 Weak offer

Manchester, NH → Indianapolis, IN

Same pay goes further

Buying power +10.4%; rent takes 20% of take-home; state tax +$2,921/yr.

100 Strong offer

On the GS pay scale?

Indianapolis, IN is in the Indianapolis-Carmel-Muncie, IN pay area; Manchester, NH is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Indianapolis, IN to Manchester, NH at the same grade and step does to real buying power.

Grade5,2Indianapolis, INManchester, NHReal change, Indianapolis → Manchester
GS-9 step 1$62,297$69,905+1.6%
GS-11 step 1$75,374$84,579+1.6%
GS-12 step 1$90,341$101,375+1.6%
GS-13 step 1$107,428$120,548+1.6%
GS-14 step 1$126,947$142,452+1.6%

Pay for common jobs

Median annual pay4Indianapolis, INManchester, NHManchester pay in Indianapolis dollars
Elementary School Teachers, Except Special Education$60,510$73,380$66,462 (+9.8%)
Software Developers$106,870$162,090$146,809 (+37.4%)
Accountants and Auditors$79,290$83,660$75,773 (−4.4%)
Registered Nurses$84,230$98,600$89,304 (+6.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.