City comparison

Huntsville, AL vs Rockford, IL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Huntsville, AL (93.1) and Rockford, IL (92.2, U.S. average = 100) are within 1% of each other, so $100,000 in Huntsville, AL goes as far as $99,000 in Rockford, IL.
  • Rent is the bigger story: a typical 1-bedroom costs $1,136 a month in Huntsville, AL versus $895 in Rockford, IL. On $100,000, that's 18% of take-home pay in Huntsville, AL and 14% in Rockford, IL.
  • Estimated state income tax on $100,000 is close: $4,735 a year in AL and $4,805 in IL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +7.3% moving from Huntsville, AL to Rockford, IL ($110,847 → $118,984), while prices change by −1.0%. Net effect of the transfer: +8.4% in real buying power.
HuntsvilleRockford
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Huntsville, AL: price level 93.1 (cheaper)
  • Rockford, IL: price level 92.2 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Huntsville, ALRockford, IL
Price level (U.S. = 100)293.192.2
$100,000 is worth, in the other city2$99,014 in Rockford$100,996 in Huntsville
Typical 1-bedroom rent3$1,136/mo$895/mo
Take-home on $100,00014,15,8$74,445$74,375
State income tax on $100,000 (estimate)8$4,735 (AL)$4,805 (IL)
Rent burden on $100,00018%14%
Median pay, all jobs4$51,740$47,120
Federal locality pay area7Huntsville-Decatur, AL-TNChicago-Naperville, IL-IN-WI

Rent areas: Huntsville, AL MSA and Rockford, IL MSA. Metro areas: Huntsville, AL and Rockford, IL.

What costs more or less

Huntsville, ALRockford, IL
Price level (U.S. = 100)HuntsvilleRockford
Housing (rent)77.970.1
Goods96.493.6
Utilities83.989.4
Other services96.799.6
Overall93.192.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Huntsville, AL → Rockford, IL

Roughly even

Buying power +1.0%; rent takes 14% of take-home; state tax +$70/yr.

72 Strong offer

Rockford, IL → Huntsville, AL

Roughly even

Buying power −1.0%; rent takes 18% of take-home; state tax −$70/yr.

66 Fair offer

On the GS pay scale?

Huntsville, AL is in the Huntsville-Decatur, AL-TN pay area; Rockford, IL is in Chicago-Naperville, IL-IN-WI. The last column shows what a transfer from Huntsville, AL to Rockford, IL at the same grade and step does to real buying power.

Grade5,2Huntsville, ALRockford, ILReal change, Huntsville → Rockford
GS-9 step 1$64,279$68,999+8.4%
GS-11 step 1$77,772$83,482+8.4%
GS-12 step 1$93,216$100,059+8.4%
GS-13 step 1$110,847$118,984+8.4%
GS-14 step 1$130,987$140,604+8.4%

Pay for common jobs

Median annual pay4Huntsville, ALRockford, ILRockford pay in Huntsville dollars
Elementary School Teachers, Except Special Education$62,250$64,200$64,840 (+4.2%)
Software Developers$128,080$107,640$108,712 (−15.1%)
Accountants and Auditors$79,220$75,260$76,010 (−4.1%)
Registered Nurses$77,090$80,930$81,736 (+6.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.