City comparison

Houston, TX vs Washington, DC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Washington, DC are 10.4% higher than in Houston, TX. Someone earning $100,000 in Houston, TX would need about $110,400 in Washington, DC to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,015 a month in Washington, DC versus $1,323 in Houston, TX. On $100,000, that's 33% of take-home pay in Washington, DC and 20% in Houston, TX.
  • On $100,000, estimated state income tax is about $5,532 a year higher in Washington, DC than in Houston, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −0.8% moving from Houston, TX to Washington, DC ($122,749 → $121,785), while prices change by +10.4%. Net effect of the transfer: −10.1% in real buying power.
HoustonWashington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Houston, TX: price level 98.6 (about average)
  • Washington, DC: price level 108.9 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Houston, TXWashington, DC
Price level (U.S. = 100)298.6108.9
$100,000 is worth, in the other city2$110,398 in Washington$90,582 in Houston
Typical 1-bedroom rent3$1,323/mo$2,015/mo
Take-home on $100,00014,15,8$79,180$73,649
State income tax on $100,000 (estimate)8$0 (TX)$5,532 (DC)
Rent burden on $100,00020%33%
Median pay, all jobs4$49,410$71,060
Federal locality pay area7Houston-The Woodlands, TXWashington-Baltimore-Arlington, DC-MD-VA-WV-PA

Rent areas: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area and Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. Metro areas: Houston-Pasadena-The Woodlands, TX and Washington-Arlington-Alexandria, DC-VA-MD-WV.

What costs more or less

Houston, TXWashington, DC
Price level (U.S. = 100)HoustonWashington
Housing (rent)104.5151.1
Goods100.6104.8
Utilities95.3106.7
Other services95.6102.3
Overall98.6108.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Houston, TX → Washington, DC

Same pay buys less

Buying power −9.4%; rent takes 33% of take-home; state tax +$5,532/yr.

28 Weak offer

Washington, DC → Houston, TX

Same pay goes further

Buying power +10.4%; rent takes 20% of take-home; state tax −$5,532/yr.

100 Strong offer

On the GS pay scale?

Houston, TX is in the Houston-The Woodlands, TX pay area; Washington, DC is in Washington-Baltimore-Arlington, DC-MD-VA-WV-PA. The last column shows what a transfer from Houston, TX to Washington, DC at the same grade and step does to real buying power.

Grade5,2Houston, TXWashington, DCReal change, Houston → Washington
GS-9 step 1$71,181$70,623−10.1%
GS-11 step 1$86,123$85,447−10.1%
GS-12 step 1$103,225$102,415−10.1%
GS-13 step 1$122,749$121,785−10.1%
GS-14 step 1$145,052$143,913−10.1%

Pay for common jobs

Median annual pay4Houston, TXWashington, DCWashington pay in Houston dollars
Elementary School Teachers, Except Special Education$64,500$79,470$71,985 (+11.6%)
Software Developers$129,440$154,930$140,338 (+8.4%)
Accountants and Auditors$85,090$102,140$92,520 (+8.7%)
Registered Nurses$99,830$102,710$93,036 (−6.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.