City comparison
Houston, TX vs Springfield, MO
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Houston, TX are 11.3% higher than in Springfield, MO. Someone earning $100,000 in Springfield, MO would need about $111,300 in Houston, TX to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,323 a month in Houston, TX versus $883 in Springfield, MO. On $100,000, that's 20% of take-home pay in Houston, TX and 14% in Springfield, MO.
- On $100,000, estimated state income tax is about $3,763 a year higher in Springfield, MO than in Houston, TX.
- For federal employees, locality pay changes a GS-13 step 1 salary by −13.3% moving from Houston, TX to Springfield, MO ($122,749 → $106,437), while prices change by −10.2%. Net effect of the transfer: −3.5% in real buying power.
- Houston, TX: price level 98.6 (about average)
- Springfield, MO: price level 88.6 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Houston, TX | Springfield, MO | |
|---|---|---|
| Price level (U.S. = 100)2 | 98.6 | 88.6 |
| $100,000 is worth, in the other city2 | $89,816 in Springfield | $111,338 in Houston |
| Typical 1-bedroom rent3 | $1,323/mo | $883/mo |
| Take-home on $100,00014,15,8 | $79,180 | $75,417 |
| State income tax on $100,000 (estimate)8 | $0 (TX) | $3,763 (MO) |
| Rent burden on $100,000 | 20% | 14% |
| Median pay, all jobs4 | $49,410 | $45,780 |
| Federal locality pay area7 | Houston-The Woodlands, TX | Rest of U.S. |
Rent areas: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area and Springfield, MO HUD Metro FMR Area. Metro areas: Houston-Pasadena-The Woodlands, TX and Springfield, MO.
What costs more or less
| Price level (U.S. = 100) | Houston | Springfield |
|---|---|---|
| Housing (rent) | 104.5 | 65.6 |
| Goods | 100.6 | 94.2 |
| Utilities | 95.3 | 85.8 |
| Other services | 95.6 | 93.0 |
| Overall | 98.6 | 88.6 |
Moving with the same $100,000 salary
Houston, TX → Springfield, MO
Same pay goes further
Buying power +11.3%; rent takes 14% of take-home; state tax +$3,763/yr.
100 Strong offer
Springfield, MO → Houston, TX
Same pay buys less
Buying power −10.2%; rent takes 20% of take-home; state tax −$3,763/yr.
38 Weak offer
On the GS pay scale?
Houston, TX is in the Houston-The Woodlands, TX pay area; Springfield, MO is in Rest of U.S.. The last column shows what a transfer from Houston, TX to Springfield, MO at the same grade and step does to real buying power.
| Grade5,2 | Houston, TX | Springfield, MO | Real change, Houston → Springfield |
|---|---|---|---|
| GS-9 step 1 | $71,181 | $61,722 | −3.5% |
| GS-11 step 1 | $86,123 | $74,678 | −3.5% |
| GS-12 step 1 | $103,225 | $89,508 | −3.5% |
| GS-13 step 1 | $122,749 | $106,437 | −3.5% |
| GS-14 step 1 | $145,052 | $125,776 | −3.5% |
Pay for common jobs
| Median annual pay4 | Houston, TX | Springfield, MO | Springfield pay in Houston dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $64,500 | $49,380 | $54,979 (−14.8%) |
| Software Developers | $129,440 | $102,350 | $113,955 (−12.0%) |
| Accountants and Auditors | $85,090 | $73,020 | $81,299 (−4.5%) |
| Registered Nurses | $99,830 | $79,370 | $88,369 (−11.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.