City comparison

Houston, TX vs Spartanburg, SC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Houston, TX are 8.3% higher than in Spartanburg, SC. Someone earning $100,000 in Spartanburg, SC would need about $108,300 in Houston, TX to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,323 a month in Houston, TX versus $1,083 in Spartanburg, SC. On $100,000, that's 20% of take-home pay in Houston, TX and 17% in Spartanburg, SC.
  • On $100,000, estimated state income tax is about $4,843 a year higher in Spartanburg, SC than in Houston, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −13.3% moving from Houston, TX to Spartanburg, SC ($122,749 → $106,437), while prices change by −7.7%. Net effect of the transfer: −6.1% in real buying power.
HoustonSpartanburg
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Houston, TX: price level 98.6 (about average)
  • Spartanburg, SC: price level 91.1 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Houston, TXSpartanburg, SC
Price level (U.S. = 100)298.691.1
$100,000 is worth, in the other city2$92,317 in Spartanburg$108,323 in Houston
Typical 1-bedroom rent3$1,323/mo$1,083/mo
Take-home on $100,00014,15,8$79,180$74,337
State income tax on $100,000 (estimate)8$0 (TX)$4,843 (SC)
Rent burden on $100,00020%17%
Median pay, all jobs4$49,410$47,650
Federal locality pay area7Houston-The Woodlands, TXRest of U.S.

Rent areas: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area and Spartanburg, SC HUD Metro FMR Area. Metro areas: Houston-Pasadena-The Woodlands, TX and Spartanburg, SC.

What costs more or less

Houston, TXSpartanburg, SC
Price level (U.S. = 100)HoustonSpartanburg
Housing (rent)104.568.0
Goods100.696.3
Utilities95.388.3
Other services95.698.3
Overall98.691.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Houston, TX → Spartanburg, SC

Same pay goes further

Buying power +8.3%; rent takes 17% of take-home; state tax +$4,843/yr.

95 Strong offer

Spartanburg, SC → Houston, TX

Same pay buys less

Buying power −7.7%; rent takes 20% of take-home; state tax −$4,843/yr.

45 Weak offer

On the GS pay scale?

Houston, TX is in the Houston-The Woodlands, TX pay area; Spartanburg, SC is in Rest of U.S.. The last column shows what a transfer from Houston, TX to Spartanburg, SC at the same grade and step does to real buying power.

Grade5,2Houston, TXSpartanburg, SCReal change, Houston → Spartanburg
GS-9 step 1$71,181$61,722−6.1%
GS-11 step 1$86,123$74,678−6.1%
GS-12 step 1$103,225$89,508−6.1%
GS-13 step 1$122,749$106,437−6.1%
GS-14 step 1$145,052$125,776−6.1%

Pay for common jobs

Median annual pay4Houston, TXSpartanburg, SCSpartanburg pay in Houston dollars
Elementary School Teachers, Except Special Education$64,500$60,990$66,066 (+2.4%)
Software Developers$129,440$114,460$123,986 (−4.2%)
Accountants and Auditors$85,090$77,080$83,495 (−1.9%)
Registered Nurses$99,830$82,360$89,215 (−10.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.