City comparison

Hickory, NC vs Wilmington, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Wilmington, NC are 9.0% higher than in Hickory, NC. Someone earning $100,000 in Hickory, NC would need about $109,000 in Wilmington, NC to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,513 a month in Wilmington, NC versus $908 in Hickory, NC. On $100,000, that's 24% of take-home pay in Wilmington, NC and 14% in Hickory, NC.
  • Both are in NC, so estimated state income tax is the same: $3,481 a year on $100,000.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.2% moving from Hickory, NC to Wilmington, NC ($108,810 → $106,437), while prices change by +9.0%. Net effect of the transfer: −10.2% in real buying power.
HickoryWilmington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Hickory, NC: price level 88.5 (much cheaper)
  • Wilmington, NC: price level 96.4 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Hickory, NCWilmington, NC
Price level (U.S. = 100)288.596.4
$100,000 is worth, in the other city2$108,969 in Wilmington$91,770 in Hickory
Typical 1-bedroom rent3$908/mo$1,513/mo
Take-home on $100,00014,15,8$75,699$75,699
State income tax on $100,000 (estimate)8$3,481 (NC)$3,481 (NC)
Rent burden on $100,00014%24%
Median pay, all jobs4$45,220$45,800
Federal locality pay area7Charlotte-Concord, NC-SCRest of U.S.

Rent areas: Hickory-Lenoir-Morganton, NC MSA and Wilmington, NC HUD Metro FMR Area. Metro areas: Hickory-Lenoir-Morganton, NC and Wilmington, NC.

What costs more or less

Hickory, NCWilmington, NC
Price level (U.S. = 100)HickoryWilmington
Housing (rent)59.693.2
Goods96.696.6
Utilities87.887.9
Other services98.298.2
Overall88.596.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Hickory, NC → Wilmington, NC

Same pay buys less

Buying power −8.2%; rent takes 24% of take-home; state tax +$0/yr.

43 Weak offer

Wilmington, NC → Hickory, NC

Same pay goes further

Buying power +9.0%; rent takes 14% of take-home; state tax +$0/yr.

97 Strong offer

On the GS pay scale?

Hickory, NC is in the Charlotte-Concord, NC-SC pay area; Wilmington, NC is in Rest of U.S.. The last column shows what a transfer from Hickory, NC to Wilmington, NC at the same grade and step does to real buying power.

Grade5,2Hickory, NCWilmington, NCReal change, Hickory → Wilmington
GS-9 step 1$63,098$61,722−10.2%
GS-11 step 1$76,343$74,678−10.2%
GS-12 step 1$91,503$89,508−10.2%
GS-13 step 1$108,810$106,437−10.2%
GS-14 step 1$128,581$125,776−10.2%

Pay for common jobs

Median annual pay4Hickory, NCWilmington, NCWilmington pay in Hickory dollars
Elementary School Teachers, Except Special Education$49,540$48,240$44,270 (−10.6%)
Software Developers$122,540$123,730$113,546 (−7.3%)
Accountants and Auditors$77,490$77,920$71,507 (−7.7%)
Registered Nurses$80,060$80,970$74,306 (−7.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.