City comparison
Hickory, NC vs Ocala, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Ocala, FL are 7.6% higher than in Hickory, NC. Someone earning $100,000 in Hickory, NC would need about $107,600 in Ocala, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,172 a month in Ocala, FL versus $908 in Hickory, NC. On $100,000, that's 18% of take-home pay in Ocala, FL and 14% in Hickory, NC.
- On $100,000, estimated state income tax is about $3,481 a year higher in Hickory, NC than in Ocala, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −2.2% moving from Hickory, NC to Ocala, FL ($108,810 → $106,437), while prices change by +7.6%. Net effect of the transfer: −9.1% in real buying power.
- Hickory, NC: price level 88.5 (much cheaper)
- Ocala, FL: price level 95.2 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Hickory, NC | Ocala, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 88.5 | 95.2 |
| $100,000 is worth, in the other city2 | $107,626 in Ocala | $92,914 in Hickory |
| Typical 1-bedroom rent3 | $908/mo | $1,172/mo |
| Take-home on $100,00014,15,8 | $75,699 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,481 (NC) | $0 (FL) |
| Rent burden on $100,000 | 14% | 18% |
| Median pay, all jobs4 | $45,220 | $43,990 |
| Federal locality pay area7 | Charlotte-Concord, NC-SC | Rest of U.S. |
Rent areas: Hickory-Lenoir-Morganton, NC MSA and Ocala, FL MSA. Metro areas: Hickory-Lenoir-Morganton, NC and Ocala, FL.
What costs more or less
| Price level (U.S. = 100) | Hickory | Ocala |
|---|---|---|
| Housing (rent) | 59.6 | 86.2 |
| Goods | 96.6 | 96.2 |
| Utilities | 87.8 | 87.1 |
| Other services | 98.2 | 98.9 |
| Overall | 88.5 | 95.2 |
Moving with the same $100,000 salary
Hickory, NC → Ocala, FL
Same pay buys less
Buying power −7.1%; rent takes 18% of take-home; state tax −$3,481/yr.
47 Fair offer
Ocala, FL → Hickory, NC
Same pay goes further
Buying power +7.6%; rent takes 14% of take-home; state tax +$3,481/yr.
93 Strong offer
On the GS pay scale?
Hickory, NC is in the Charlotte-Concord, NC-SC pay area; Ocala, FL is in Rest of U.S.. The last column shows what a transfer from Hickory, NC to Ocala, FL at the same grade and step does to real buying power.
| Grade5,2 | Hickory, NC | Ocala, FL | Real change, Hickory → Ocala |
|---|---|---|---|
| GS-9 step 1 | $63,098 | $61,722 | −9.1% |
| GS-11 step 1 | $76,343 | $74,678 | −9.1% |
| GS-12 step 1 | $91,503 | $89,508 | −9.1% |
| GS-13 step 1 | $108,810 | $106,437 | −9.1% |
| GS-14 step 1 | $128,581 | $125,776 | −9.1% |
Pay for common jobs
| Median annual pay4 | Hickory, NC | Ocala, FL | Ocala pay in Hickory dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $49,540 | $57,540 | $53,463 (+7.9%) |
| Software Developers | $122,540 | $112,780 | $104,789 (−14.5%) |
| Accountants and Auditors | $77,490 | $74,370 | $69,100 (−10.8%) |
| Registered Nurses | $80,060 | $79,230 | $73,616 (−8.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.