City comparison

Hickory, NC vs Lancaster, PA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Lancaster, PA are 11.0% higher than in Hickory, NC. Someone earning $100,000 in Hickory, NC would need about $111,000 in Lancaster, PA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,220 a month in Lancaster, PA versus $908 in Hickory, NC. On $100,000, that's 19% of take-home pay in Lancaster, PA and 14% in Hickory, NC.
  • On $100,000, estimated state income tax is about $411 a year higher in Hickory, NC than in Lancaster, PA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −0.2% moving from Hickory, NC to Lancaster, PA ($108,810 → $108,592), while prices change by +11.0%. Net effect of the transfer: −10.1% in real buying power.
HickoryLancaster
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Hickory, NC: price level 88.5 (much cheaper)
  • Lancaster, PA: price level 98.3 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Hickory, NCLancaster, PA
Price level (U.S. = 100)288.598.3
$100,000 is worth, in the other city2$111,042 in Lancaster$90,056 in Hickory
Typical 1-bedroom rent3$908/mo$1,220/mo
Take-home on $100,00014,15,8$75,699$76,110
State income tax on $100,000 (estimate)8$3,481 (NC)$3,070 (PA)
Rent burden on $100,00014%19%
Median pay, all jobs4$45,220$48,210
Federal locality pay area7Charlotte-Concord, NC-SCHarrisburg-Lebanon, PA

Rent areas: Hickory-Lenoir-Morganton, NC MSA and Lancaster, PA MSA. Metro areas: Hickory-Lenoir-Morganton, NC and Lancaster, PA.

What costs more or less

Hickory, NCLancaster, PA
Price level (U.S. = 100)HickoryLancaster
Housing (rent)59.693.8
Goods96.6100.7
Utilities87.8107.3
Other services98.297.7
Overall88.598.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Hickory, NC → Lancaster, PA

Same pay buys less

Buying power −9.9%; rent takes 19% of take-home; state tax −$411/yr.

38 Weak offer

Lancaster, PA → Hickory, NC

Same pay goes further

Buying power +11.0%; rent takes 14% of take-home; state tax +$411/yr.

100 Strong offer

On the GS pay scale?

Hickory, NC is in the Charlotte-Concord, NC-SC pay area; Lancaster, PA is in Harrisburg-Lebanon, PA. The last column shows what a transfer from Hickory, NC to Lancaster, PA at the same grade and step does to real buying power.

Grade5,2Hickory, NCLancaster, PAReal change, Hickory → Lancaster
GS-9 step 1$63,098$62,972−10.1%
GS-11 step 1$76,343$76,190−10.1%
GS-12 step 1$91,503$91,320−10.1%
GS-13 step 1$108,810$108,592−10.1%
GS-14 step 1$128,581$128,323−10.1%

Pay for common jobs

Median annual pay4Hickory, NCLancaster, PALancaster pay in Hickory dollars
Elementary School Teachers, Except Special Education$49,540$78,360$70,568 (+42.4%)
Software Developers$122,540$104,740$94,324 (−23.0%)
Accountants and Auditors$77,490$76,110$68,541 (−11.5%)
Registered Nurses$80,060$89,620$80,708 (+0.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.