City comparison

Hartford, CT vs Kansas City, MO

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Hartford, CT are 11.0% higher than in Kansas City, MO. Someone earning $100,000 in Kansas City, MO would need about $111,000 in Hartford, CT to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,477 a month in Hartford, CT versus $1,197 in Kansas City, MO. On $100,000, that's 24% of take-home pay in Hartford, CT and 19% in Kansas City, MO.
  • Estimated state income tax on $100,000 is close: $3,925 a year in CT and $3,763 in MO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −9.9% moving from Hartford, CT to Kansas City, MO ($120,094 → $108,173), while prices change by −9.9%. Net effect of the transfer: +0.0% in real buying power.
HartfordKansas City
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Hartford, CT: price level 102.7 (pricier)
  • Kansas City, MO: price level 92.5 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Hartford, CTKansas City, MO
Price level (U.S. = 100)2102.792.5
$100,000 is worth, in the other city2$90,070 in Kansas City$111,025 in Hartford
Typical 1-bedroom rent3$1,477/mo$1,197/mo
Take-home on $100,00014,15,8$75,255$75,417
State income tax on $100,000 (estimate)8$3,925 (CT)$3,763 (MO)
Rent burden on $100,00024%19%
Median pay, all jobs4$59,940$50,820
Federal locality pay area7Hartford-East Hartford, CT-MAKansas City-Overland Park-Kansas City, MO-KS

Rent areas: Hartford-West Hartford-East Hartford, CT MSA and Kansas City, MO-KS HUD Metro FMR Area. Metro areas: Hartford-West Hartford-East Hartford, CT and Kansas City, MO-KS.

What costs more or less

Hartford, CTKansas City, MO
Price level (U.S. = 100)HartfordKansas City
Housing (rent)110.286.6
Goods97.394.1
Utilities144.989.0
Other services102.793.4
Overall102.792.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Hartford, CT → Kansas City, MO

Same pay goes further

Buying power +11.0%; rent takes 19% of take-home; state tax −$162/yr.

100 Strong offer

Kansas City, MO → Hartford, CT

Same pay buys less

Buying power −9.9%; rent takes 24% of take-home; state tax +$162/yr.

38 Weak offer

On the GS pay scale?

Hartford, CT is in the Hartford-East Hartford, CT-MA pay area; Kansas City, MO is in Kansas City-Overland Park-Kansas City, MO-KS. The last column shows what a transfer from Hartford, CT to Kansas City, MO at the same grade and step does to real buying power.

Grade5,2Hartford, CTKansas City, MOReal change, Hartford → Kansas City
GS-9 step 1$69,642$62,729+0.0%
GS-11 step 1$84,260$75,897+0.0%
GS-12 step 1$100,992$90,968+0.0%
GS-13 step 1$120,094$108,173+0.0%
GS-14 step 1$141,915$127,829+0.0%

Pay for common jobs

Median annual pay4Hartford, CTKansas City, MOKansas City pay in Hartford dollars
Elementary School Teachers, Except Special Education$79,800$61,060$67,792 (−15.0%)
Software Developers$132,520$124,990$138,770 (+4.7%)
Accountants and Auditors$95,940$80,040$88,865 (−7.4%)
Registered Nurses$101,470$83,040$92,195 (−9.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.