City comparison

Harrisburg, PA vs Tulsa, OK

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Harrisburg, PA are 10.6% higher than in Tulsa, OK. Someone earning $100,000 in Tulsa, OK would need about $110,600 in Harrisburg, PA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,212 a month in Harrisburg, PA versus $987 in Tulsa, OK. On $100,000, that's 19% of take-home pay in Harrisburg, PA and 16% in Tulsa, OK.
  • On $100,000, estimated state income tax is about $885 a year higher in Tulsa, OK than in Harrisburg, PA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.0% moving from Harrisburg, PA to Tulsa, OK ($108,592 → $106,437), while prices change by −9.6%. Net effect of the transfer: +8.4% in real buying power.
HarrisburgTulsa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Harrisburg, PA: price level 98.7 (about average)
  • Tulsa, OK: price level 89.2 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Harrisburg, PATulsa, OK
Price level (U.S. = 100)298.789.2
$100,000 is worth, in the other city2$90,435 in Tulsa$110,577 in Harrisburg
Typical 1-bedroom rent3$1,212/mo$987/mo
Take-home on $100,00014,15,8$76,110$75,226
State income tax on $100,000 (estimate)8$3,070 (PA)$3,955 (OK)
Rent burden on $100,00019%16%
Median pay, all jobs4$49,610$46,670
Federal locality pay area7Harrisburg-Lebanon, PARest of U.S.

Rent areas: Harrisburg-Carlisle, PA MSA and Tulsa, OK HUD Metro FMR Area. Metro areas: Harrisburg-Carlisle, PA and Tulsa, OK.

What costs more or less

Harrisburg, PATulsa, OK
Price level (U.S. = 100)HarrisburgTulsa
Housing (rent)96.368.2
Goods100.793.8
Utilities108.173.9
Other services97.795.5
Overall98.789.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Harrisburg, PA → Tulsa, OK

Same pay goes further

Buying power +10.6%; rent takes 16% of take-home; state tax +$885/yr.

100 Strong offer

Tulsa, OK → Harrisburg, PA

Same pay buys less

Buying power −9.6%; rent takes 19% of take-home; state tax −$885/yr.

39 Weak offer

On the GS pay scale?

Harrisburg, PA is in the Harrisburg-Lebanon, PA pay area; Tulsa, OK is in Rest of U.S.. The last column shows what a transfer from Harrisburg, PA to Tulsa, OK at the same grade and step does to real buying power.

Grade5,2Harrisburg, PATulsa, OKReal change, Harrisburg → Tulsa
GS-9 step 1$62,972$61,722+8.4%
GS-11 step 1$76,190$74,678+8.4%
GS-12 step 1$91,320$89,508+8.4%
GS-13 step 1$108,592$106,437+8.4%
GS-14 step 1$128,323$125,776+8.4%

Pay for common jobs

Median annual pay4Harrisburg, PATulsa, OKTulsa pay in Harrisburg dollars
Elementary School Teachers, Except Special Education$77,160$48,220$53,320 (−30.9%)
Software Developers$109,470$108,730$120,230 (+9.8%)
Accountants and Auditors$76,510$81,320$89,921 (+17.5%)
Registered Nurses$96,770$84,790$93,758 (−3.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.