City comparison
Hagerstown, MD vs Peoria, IL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Hagerstown, MD are 3.2% higher than in Peoria, IL. Someone earning $100,000 in Peoria, IL would need about $103,200 in Hagerstown, MD to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $961 a month in Hagerstown, MD versus $818 in Peoria, IL. On $100,000, that's 15% of take-home pay in Hagerstown, MD and 13% in Peoria, IL.
- On $100,000, estimated state income tax is about $419 a year higher in Peoria, IL than in Hagerstown, MD.
- For federal employees, locality pay changes a GS-13 step 1 salary by −12.6% moving from Hagerstown, MD to Peoria, IL ($121,785 → $106,437), while prices change by −3.1%. Net effect of the transfer: −9.8% in real buying power.
- Hagerstown, MD: price level 94.2 (cheaper)
- Peoria, IL: price level 91.2 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Hagerstown, MD | Peoria, IL | |
|---|---|---|
| Price level (U.S. = 100)2 | 94.2 | 91.2 |
| $100,000 is worth, in the other city2 | $96,878 in Peoria | $103,223 in Hagerstown |
| Typical 1-bedroom rent3 | $961/mo | $818/mo |
| Take-home on $100,00014,15,8 | $74,794 | $74,375 |
| State income tax on $100,000 (estimate)8 | $4,386 (MD) | $4,805 (IL) |
| Rent burden on $100,000 | 15% | 13% |
| Median pay, all jobs4 | $47,440 | $49,590 |
| Federal locality pay area7 | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA | Rest of U.S. |
Rent areas: Hagerstown, MD HUD Metro FMR Area and Peoria, IL MSA. Metro areas: Hagerstown-Martinsburg, MD-WV and Peoria, IL.
What costs more or less
| Price level (U.S. = 100) | Hagerstown | Peoria |
|---|---|---|
| Housing (rent) | 75.7 | 63.8 |
| Goods | 96.4 | 93.6 |
| Utilities | 95.7 | 90.5 |
| Other services | 99.5 | 99.6 |
| Overall | 94.2 | 91.2 |
Moving with the same $100,000 salary
Hagerstown, MD → Peoria, IL
Same pay goes further
Buying power +3.2%; rent takes 13% of take-home; state tax +$419/yr.
79 Strong offer
Peoria, IL → Hagerstown, MD
Same pay buys less
Buying power −3.1%; rent takes 15% of take-home; state tax −$419/yr.
59 Fair offer
On the GS pay scale?
Hagerstown, MD is in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA pay area; Peoria, IL is in Rest of U.S.. The last column shows what a transfer from Hagerstown, MD to Peoria, IL at the same grade and step does to real buying power.
| Grade5,2 | Hagerstown, MD | Peoria, IL | Real change, Hagerstown → Peoria |
|---|---|---|---|
| GS-9 step 1 | $70,623 | $61,722 | −9.8% |
| GS-11 step 1 | $85,447 | $74,678 | −9.8% |
| GS-12 step 1 | $102,415 | $89,508 | −9.8% |
| GS-13 step 1 | $121,785 | $106,437 | −9.8% |
| GS-14 step 1 | $143,913 | $125,776 | −9.8% |
Pay for common jobs
| Median annual pay4 | Hagerstown, MD | Peoria, IL | Peoria pay in Hagerstown dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,190 | $57,440 | $59,291 (−6.2%) |
| Software Developers | $122,830 | $130,590 | $134,798 (+9.7%) |
| Accountants and Auditors | $75,250 | $79,540 | $82,103 (+9.1%) |
| Registered Nurses | $92,770 | $81,010 | $83,621 (−9.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.