City comparison
Hagerstown, MD vs Minneapolis, MN
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Minneapolis, MN are 11.3% higher than in Hagerstown, MD. Someone earning $100,000 in Hagerstown, MD would need about $111,300 in Minneapolis, MN to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,405 a month in Minneapolis, MN versus $961 in Hagerstown, MD. On $100,000, that's 23% of take-home pay in Minneapolis, MN and 15% in Hagerstown, MD.
- On $100,000, estimated state income tax is about $890 a year higher in Minneapolis, MN than in Hagerstown, MD.
- For federal employees, locality pay changes a GS-13 step 1 salary by −4.7% moving from Hagerstown, MD to Minneapolis, MN ($121,785 → $116,038), while prices change by +11.3%. Net effect of the transfer: −14.4% in real buying power.
- Hagerstown, MD: price level 94.2 (cheaper)
- Minneapolis, MN: price level 104.8 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Hagerstown, MD | Minneapolis, MN | |
|---|---|---|
| Price level (U.S. = 100)2 | 94.2 | 104.8 |
| $100,000 is worth, in the other city2 | $111,310 in Minneapolis | $89,839 in Hagerstown |
| Typical 1-bedroom rent3 | $961/mo | $1,405/mo |
| Take-home on $100,00014,15,8 | $74,794 | $73,903 |
| State income tax on $100,000 (estimate)8 | $4,386 (MD) | $5,277 (MN) |
| Rent burden on $100,000 | 15% | 23% |
| Median pay, all jobs4 | $47,440 | $59,320 |
| Federal locality pay area7 | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA | Minneapolis-St. Paul, MN-WI |
Rent areas: Hagerstown, MD HUD Metro FMR Area and Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area. Metro areas: Hagerstown-Martinsburg, MD-WV and Minneapolis-St. Paul-Bloomington, MN-WI.
What costs more or less
| Price level (U.S. = 100) | Hagerstown | Minneapolis |
|---|---|---|
| Housing (rent) | 75.7 | 111.8 |
| Goods | 96.4 | 103.1 |
| Utilities | 95.7 | 93.5 |
| Other services | 99.5 | 104.4 |
| Overall | 94.2 | 104.8 |
Moving with the same $100,000 salary
Hagerstown, MD → Minneapolis, MN
Same pay buys less
Buying power −10.2%; rent takes 23% of take-home; state tax +$890/yr.
38 Weak offer
Minneapolis, MN → Hagerstown, MD
Same pay goes further
Buying power +11.3%; rent takes 15% of take-home; state tax −$890/yr.
100 Strong offer
On the GS pay scale?
Hagerstown, MD is in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA pay area; Minneapolis, MN is in Minneapolis-St. Paul, MN-WI. The last column shows what a transfer from Hagerstown, MD to Minneapolis, MN at the same grade and step does to real buying power.
| Grade5,2 | Hagerstown, MD | Minneapolis, MN | Real change, Hagerstown → Minneapolis |
|---|---|---|---|
| GS-9 step 1 | $70,623 | $67,290 | −14.4% |
| GS-11 step 1 | $85,447 | $81,415 | −14.4% |
| GS-12 step 1 | $102,415 | $97,582 | −14.4% |
| GS-13 step 1 | $121,785 | $116,038 | −14.4% |
| GS-14 step 1 | $143,913 | $137,123 | −14.4% |
Pay for common jobs
| Median annual pay4 | Hagerstown, MD | Minneapolis, MN | Minneapolis pay in Hagerstown dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,190 | $79,730 | $71,629 (+13.4%) |
| Software Developers | $122,830 | $130,920 | $117,617 (−4.2%) |
| Accountants and Auditors | $75,250 | $86,500 | $77,711 (+3.3%) |
| Registered Nurses | $92,770 | $103,040 | $92,570 (−0.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.