City comparison

Gulfport, MS vs Rockford, IL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Rockford, IL are 2.4% higher than in Gulfport, MS. Someone earning $100,000 in Gulfport, MS would need about $102,400 in Rockford, IL to live the same way.
  • Typical 1-bedroom rents are close: $923 a month in Gulfport, MS and $895 in Rockford, IL.
  • On $100,000, estimated state income tax is about $1,537 a year higher in Rockford, IL than in Gulfport, MS.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +11.8% moving from Gulfport, MS to Rockford, IL ($106,437 → $118,984), while prices change by +2.4%. Net effect of the transfer: +9.2% in real buying power.
GulfportRockford
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Gulfport, MS: price level 90.0 (much cheaper)
  • Rockford, IL: price level 92.2 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Gulfport, MSRockford, IL
Price level (U.S. = 100)290.092.2
$100,000 is worth, in the other city2$102,387 in Rockford$97,669 in Gulfport
Typical 1-bedroom rent3$923/mo$895/mo
Take-home on $100,00014,15,8$75,912$74,375
State income tax on $100,000 (estimate)8$3,268 (MS)$4,805 (IL)
Rent burden on $100,00015%14%
Median pay, all jobs4$43,470$47,120
Federal locality pay area7Rest of U.S.Chicago-Naperville, IL-IN-WI

Rent areas: Gulfport-Biloxi, MS HUD Metro FMR Area and Rockford, IL MSA. Metro areas: Gulfport-Biloxi, MS and Rockford, IL.

What costs more or less

Gulfport, MSRockford, IL
Price level (U.S. = 100)GulfportRockford
Housing (rent)67.970.1
Goods96.293.6
Utilities76.389.4
Other services96.199.6
Overall90.092.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Gulfport, MS → Rockford, IL

Same pay buys less

Buying power −2.3%; rent takes 14% of take-home; state tax +$1,537/yr.

61 Fair offer

Rockford, IL → Gulfport, MS

Same pay goes further

Buying power +2.4%; rent takes 15% of take-home; state tax −$1,537/yr.

76 Strong offer

On the GS pay scale?

Gulfport, MS is in the Rest of U.S. pay area; Rockford, IL is in Chicago-Naperville, IL-IN-WI. The last column shows what a transfer from Gulfport, MS to Rockford, IL at the same grade and step does to real buying power.

Grade5,2Gulfport, MSRockford, ILReal change, Gulfport → Rockford
GS-9 step 1$61,722$68,999+9.2%
GS-11 step 1$74,678$83,482+9.2%
GS-12 step 1$89,508$100,059+9.2%
GS-13 step 1$106,437$118,984+9.2%
GS-14 step 1$125,776$140,604+9.2%

Pay for common jobs

Median annual pay4Gulfport, MSRockford, ILRockford pay in Gulfport dollars
Elementary School Teachers, Except Special Education$50,820$64,200$62,704 (+23.4%)
Software Developers$104,240$107,640$105,131 (+0.9%)
Accountants and Auditors$76,380$75,260$73,506 (−3.8%)
Registered Nurses$78,960$80,930$79,044 (+0.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.