City comparison
Gulfport, MS vs Ocala, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Ocala, FL are 5.8% higher than in Gulfport, MS. Someone earning $100,000 in Gulfport, MS would need about $105,800 in Ocala, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,172 a month in Ocala, FL versus $923 in Gulfport, MS. On $100,000, that's 18% of take-home pay in Ocala, FL and 15% in Gulfport, MS.
- On $100,000, estimated state income tax is about $3,268 a year higher in Gulfport, MS than in Ocala, FL.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Gulfport, MS to Ocala, FL changes real buying power by −5.5%, purely from prices.
- Gulfport, MS: price level 90.0 (much cheaper)
- Ocala, FL: price level 95.2 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Gulfport, MS | Ocala, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 90.0 | 95.2 |
| $100,000 is worth, in the other city2 | $105,809 in Ocala | $94,510 in Gulfport |
| Typical 1-bedroom rent3 | $923/mo | $1,172/mo |
| Take-home on $100,00014,15,8 | $75,912 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,268 (MS) | $0 (FL) |
| Rent burden on $100,000 | 15% | 18% |
| Median pay, all jobs4 | $43,470 | $43,990 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Gulfport-Biloxi, MS HUD Metro FMR Area and Ocala, FL MSA. Metro areas: Gulfport-Biloxi, MS and Ocala, FL.
What costs more or less
| Price level (U.S. = 100) | Gulfport | Ocala |
|---|---|---|
| Housing (rent) | 67.9 | 86.2 |
| Goods | 96.2 | 96.2 |
| Utilities | 76.3 | 87.1 |
| Other services | 96.1 | 98.9 |
| Overall | 90.0 | 95.2 |
Moving with the same $100,000 salary
Gulfport, MS → Ocala, FL
Same pay buys less
Buying power −5.5%; rent takes 18% of take-home; state tax −$3,268/yr.
52 Fair offer
Ocala, FL → Gulfport, MS
Same pay goes further
Buying power +5.8%; rent takes 15% of take-home; state tax +$3,268/yr.
87 Strong offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Gulfport, MS to Ocala, FL at the same grade and step does to real buying power.
| Grade5,2 | Gulfport, MS | Ocala, FL | Real change, Gulfport → Ocala |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −5.5% |
| GS-11 step 1 | $74,678 | $74,678 | −5.5% |
| GS-12 step 1 | $89,508 | $89,508 | −5.5% |
| GS-13 step 1 | $106,437 | $106,437 | −5.5% |
| GS-14 step 1 | $125,776 | $125,776 | −5.5% |
Pay for common jobs
| Median annual pay4 | Gulfport, MS | Ocala, FL | Ocala pay in Gulfport dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $50,820 | $57,540 | $54,381 (+7.0%) |
| Software Developers | $104,240 | $112,780 | $106,589 (+2.3%) |
| Accountants and Auditors | $76,380 | $74,370 | $70,287 (−8.0%) |
| Registered Nurses | $78,960 | $79,230 | $74,881 (−5.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.