City comparison
Gulfport, MS vs Modesto, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Modesto, CA are 15.7% higher than in Gulfport, MS. Someone earning $100,000 in Gulfport, MS would need about $115,700 in Modesto, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,356 a month in Modesto, CA versus $923 in Gulfport, MS. On $100,000, that's 22% of take-home pay in Modesto, CA and 15% in Gulfport, MS.
- On $100,000, estimated state income tax is about $1,802 a year higher in Modesto, CA than in Gulfport, MS.
- For federal employees, locality pay changes a GS-13 step 1 salary by +25.0% moving from Gulfport, MS to Modesto, CA ($106,437 → $133,060), while prices change by +15.7%. Net effect of the transfer: +8.1% in real buying power.
- Gulfport, MS: price level 90.0 (much cheaper)
- Modesto, CA: price level 104.1 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Gulfport, MS | Modesto, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 90.0 | 104.1 |
| $100,000 is worth, in the other city2 | $115,668 in Modesto | $86,454 in Gulfport |
| Typical 1-bedroom rent3 | $923/mo | $1,356/mo |
| Take-home on $100,00014,15,8 | $75,912 | $74,110 |
| State income tax on $100,000 (estimate)8 | $3,268 (MS) | $5,070 (CA) |
| Rent burden on $100,000 | 15% | 22% |
| Median pay, all jobs4 | $43,470 | $50,610 |
| Federal locality pay area7 | Rest of U.S. | San Jose-San Francisco-Oakland, CA |
Rent areas: Gulfport-Biloxi, MS HUD Metro FMR Area and Modesto, CA MSA. Metro areas: Gulfport-Biloxi, MS and Modesto, CA.
What costs more or less
| Price level (U.S. = 100) | Gulfport | Modesto |
|---|---|---|
| Housing (rent) | 67.9 | 108.5 |
| Goods | 96.2 | 105.2 |
| Utilities | 76.3 | 152.3 |
| Other services | 96.1 | 100.3 |
| Overall | 90.0 | 104.1 |
Moving with the same $100,000 salary
Gulfport, MS → Modesto, CA
Same pay buys less
Buying power −13.5%; rent takes 22% of take-home; state tax +$1,802/yr.
38 Weak offer
Modesto, CA → Gulfport, MS
Same pay goes further
Buying power +15.7%; rent takes 15% of take-home; state tax −$1,802/yr.
100 Strong offer
On the GS pay scale?
Gulfport, MS is in the Rest of U.S. pay area; Modesto, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Gulfport, MS to Modesto, CA at the same grade and step does to real buying power.
| Grade5,2 | Gulfport, MS | Modesto, CA | Real change, Gulfport → Modesto |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $77,161 | +8.1% |
| GS-11 step 1 | $74,678 | $93,358 | +8.1% |
| GS-12 step 1 | $89,508 | $111,896 | +8.1% |
| GS-13 step 1 | $106,437 | $133,060 | +8.1% |
| GS-14 step 1 | $125,776 | $157,236 | +8.1% |
Pay for common jobs
| Median annual pay4 | Gulfport, MS | Modesto, CA | Modesto pay in Gulfport dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $50,820 | $101,640 | $87,872 (+72.9%) |
| Software Developers | $104,240 | $119,770 | $103,546 (−0.7%) |
| Accountants and Auditors | $76,380 | $83,560 | $72,241 (−5.4%) |
| Registered Nurses | $78,960 | $132,590 | $114,630 (+45.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.