City comparison

Greensboro, NC vs Springfield, MA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Springfield, MA are 3.4% higher than in Greensboro, NC. Someone earning $100,000 in Greensboro, NC would need about $103,400 in Springfield, MA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,382 a month in Springfield, MA versus $1,213 in Greensboro, NC. On $100,000, that's 22% of take-home pay in Springfield, MA and 19% in Greensboro, NC.
  • On $100,000, estimated state income tax is about $1,299 a year higher in Springfield, MA than in Greensboro, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +12.8% moving from Greensboro, NC to Springfield, MA ($106,437 → $120,094), while prices change by +3.4%. Net effect of the transfer: +9.1% in real buying power.
GreensboroSpringfield
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Greensboro, NC: price level 92.9 (cheaper)
  • Springfield, MA: price level 96.1 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Greensboro, NCSpringfield, MA
Price level (U.S. = 100)292.996.1
$100,000 is worth, in the other city2$103,442 in Springfield$96,673 in Greensboro
Typical 1-bedroom rent3$1,213/mo$1,382/mo
Take-home on $100,00014,15,8$75,699$74,400
State income tax on $100,000 (estimate)8$3,481 (NC)$4,780 (MA)
Rent burden on $100,00019%22%
Median pay, all jobs4$46,570$51,930
Federal locality pay area7Rest of U.S.Hartford-East Hartford, CT-MA

Rent areas: Greensboro-High Point, NC HUD Metro FMR Area and Springfield, MA MSA. Metro areas: Greensboro-High Point, NC and Springfield, MA.

What costs more or less

Greensboro, NCSpringfield, MA
Price level (U.S. = 100)GreensboroSpringfield
Housing (rent)74.575.8
Goods96.697.0
Utilities89.1155.0
Other services98.2101.2
Overall92.996.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Greensboro, NC → Springfield, MA

Same pay buys less

Buying power −3.3%; rent takes 22% of take-home; state tax +$1,299/yr.

58 Fair offer

Springfield, MA → Greensboro, NC

Same pay goes further

Buying power +3.4%; rent takes 19% of take-home; state tax −$1,299/yr.

80 Strong offer

On the GS pay scale?

Greensboro, NC is in the Rest of U.S. pay area; Springfield, MA is in Hartford-East Hartford, CT-MA. The last column shows what a transfer from Greensboro, NC to Springfield, MA at the same grade and step does to real buying power.

Grade5,2Greensboro, NCSpringfield, MAReal change, Greensboro → Springfield
GS-9 step 1$61,722$69,642+9.1%
GS-11 step 1$74,678$84,260+9.1%
GS-12 step 1$89,508$100,992+9.1%
GS-13 step 1$106,437$120,094+9.1%
GS-14 step 1$125,776$141,915+9.1%

Pay for common jobs

Median annual pay4Greensboro, NCSpringfield, MASpringfield pay in Greensboro dollars
Elementary School Teachers, Except Special Education$59,730$79,640$76,990 (+28.9%)
Software Developers$125,190$127,740$123,490 (−1.4%)
Accountants and Auditors$80,170$92,010$88,949 (+11.0%)
Registered Nurses$82,860$98,410$95,136 (+14.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.