City comparison

Greensboro, NC vs Modesto, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Modesto, CA are 12.1% higher than in Greensboro, NC. Someone earning $100,000 in Greensboro, NC would need about $112,100 in Modesto, CA to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,356 a month in Modesto, CA versus $1,213 in Greensboro, NC. On $100,000, that's 22% of take-home pay in Modesto, CA and 19% in Greensboro, NC.
  • On $100,000, estimated state income tax is about $1,589 a year higher in Modesto, CA than in Greensboro, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +25.0% moving from Greensboro, NC to Modesto, CA ($106,437 → $133,060), while prices change by +12.1%. Net effect of the transfer: +11.5% in real buying power.
GreensboroModesto
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Greensboro, NC: price level 92.9 (cheaper)
  • Modesto, CA: price level 104.1 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Greensboro, NCModesto, CA
Price level (U.S. = 100)292.9104.1
$100,000 is worth, in the other city2$112,107 in Modesto$89,201 in Greensboro
Typical 1-bedroom rent3$1,213/mo$1,356/mo
Take-home on $100,00014,15,8$75,699$74,110
State income tax on $100,000 (estimate)8$3,481 (NC)$5,070 (CA)
Rent burden on $100,00019%22%
Median pay, all jobs4$46,570$50,610
Federal locality pay area7Rest of U.S.San Jose-San Francisco-Oakland, CA

Rent areas: Greensboro-High Point, NC HUD Metro FMR Area and Modesto, CA MSA. Metro areas: Greensboro-High Point, NC and Modesto, CA.

What costs more or less

Greensboro, NCModesto, CA
Price level (U.S. = 100)GreensboroModesto
Housing (rent)74.5108.5
Goods96.6105.2
Utilities89.1152.3
Other services98.2100.3
Overall92.9104.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Greensboro, NC → Modesto, CA

Same pay buys less

Buying power −10.8%; rent takes 22% of take-home; state tax +$1,589/yr.

38 Weak offer

Modesto, CA → Greensboro, NC

Same pay goes further

Buying power +12.1%; rent takes 19% of take-home; state tax −$1,589/yr.

100 Strong offer

On the GS pay scale?

Greensboro, NC is in the Rest of U.S. pay area; Modesto, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Greensboro, NC to Modesto, CA at the same grade and step does to real buying power.

Grade5,2Greensboro, NCModesto, CAReal change, Greensboro → Modesto
GS-9 step 1$61,722$77,161+11.5%
GS-11 step 1$74,678$93,358+11.5%
GS-12 step 1$89,508$111,896+11.5%
GS-13 step 1$106,437$133,060+11.5%
GS-14 step 1$125,776$157,236+11.5%

Pay for common jobs

Median annual pay4Greensboro, NCModesto, CAModesto pay in Greensboro dollars
Elementary School Teachers, Except Special Education$59,730$101,640$90,664 (+51.8%)
Software Developers$125,190$119,770$106,836 (−14.7%)
Accountants and Auditors$80,170$83,560$74,536 (−7.0%)
Registered Nurses$82,860$132,590$118,271 (+42.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.