City comparison
Greeley, CO vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Greeley, CO are 9.5% higher than in Toledo, OH. Someone earning $100,000 in Toledo, OH would need about $109,500 in Greeley, CO to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,238 a month in Greeley, CO versus $820 in Toledo, OH. On $100,000, that's 20% of take-home pay in Greeley, CO and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $1,724 a year higher in Greeley, CO than in Toledo, OH.
- For federal employees, locality pay changes a GS-13 step 1 salary by −10.3% moving from Greeley, CO to Toledo, OH ($118,675 → $106,437), while prices change by −8.7%. Net effect of the transfer: −1.8% in real buying power.
- Greeley, CO: price level 100.2 (about average)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Greeley, CO | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.2 | 91.5 |
| $100,000 is worth, in the other city2 | $91,294 in Toledo | $109,536 in Greeley |
| Typical 1-bedroom rent3 | $1,238/mo | $820/mo |
| Take-home on $100,00014,15,8 | $75,488 | $77,212 |
| State income tax on $100,000 (estimate)8 | $3,692 (CO) | $1,968 (OH) |
| Rent burden on $100,000 | 20% | 13% |
| Median pay, all jobs4 | $55,070 | $48,220 |
| Federal locality pay area7 | Denver-Aurora, CO | Rest of U.S. |
Rent areas: Greeley, CO MSA and Toledo, OH MSA. Metro areas: Greeley, CO and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Greeley | Toledo |
|---|---|---|
| Housing (rent) | 112.6 | 67.3 |
| Goods | 96.1 | 93.6 |
| Utilities | 82.0 | 96.3 |
| Other services | 99.8 | 98.9 |
| Overall | 100.2 | 91.5 |
Moving with the same $100,000 salary
Greeley, CO → Toledo, OH
Same pay goes further
Buying power +9.5%; rent takes 13% of take-home; state tax −$1,724/yr.
99 Strong offer
Toledo, OH → Greeley, CO
Same pay buys less
Buying power −8.7%; rent takes 20% of take-home; state tax +$1,724/yr.
42 Weak offer
On the GS pay scale?
Greeley, CO is in the Denver-Aurora, CO pay area; Toledo, OH is in Rest of U.S.. The last column shows what a transfer from Greeley, CO to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Greeley, CO | Toledo, OH | Real change, Greeley → Toledo |
|---|---|---|---|
| GS-9 step 1 | $68,819 | $61,722 | −1.8% |
| GS-11 step 1 | $83,265 | $74,678 | −1.8% |
| GS-12 step 1 | $99,800 | $89,508 | −1.8% |
| GS-13 step 1 | $118,675 | $106,437 | −1.8% |
| GS-14 step 1 | $140,239 | $125,776 | −1.8% |
Pay for common jobs
| Median annual pay4 | Greeley, CO | Toledo, OH | Toledo pay in Greeley dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,160 | $63,250 | $69,281 (+15.2%) |
| Software Developers | $129,480 | $104,360 | $114,312 (−11.7%) |
| Accountants and Auditors | $87,240 | $77,400 | $84,781 (−2.8%) |
| Registered Nurses | $96,300 | $81,050 | $88,779 (−7.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.