City comparison
Greeley, CO vs Phoenix, AZ
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Phoenix, AZ are 3.1% higher than in Greeley, CO. Someone earning $100,000 in Greeley, CO would need about $103,100 in Phoenix, AZ to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,583 a month in Phoenix, AZ versus $1,238 in Greeley, CO. On $100,000, that's 25% of take-home pay in Phoenix, AZ and 20% in Greeley, CO.
- On $100,000, estimated state income tax is about $1,400 a year higher in Greeley, CO than in Phoenix, AZ.
- For federal employees, locality pay changes a GS-13 step 1 salary by −6.2% moving from Greeley, CO to Phoenix, AZ ($118,675 → $111,338), while prices change by +3.1%. Net effect of the transfer: −9.0% in real buying power.
- Greeley, CO: price level 100.2 (about average)
- Phoenix, AZ: price level 103.3 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Greeley, CO | Phoenix, AZ | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.2 | 103.3 |
| $100,000 is worth, in the other city2 | $103,134 in Phoenix | $96,961 in Greeley |
| Typical 1-bedroom rent3 | $1,238/mo | $1,583/mo |
| Take-home on $100,00014,15,8 | $75,488 | $76,889 |
| State income tax on $100,000 (estimate)8 | $3,692 (CO) | $2,291 (AZ) |
| Rent burden on $100,000 | 20% | 25% |
| Median pay, all jobs4 | $55,070 | $51,380 |
| Federal locality pay area7 | Denver-Aurora, CO | Phoenix-Mesa, AZ |
Rent areas: Greeley, CO MSA and Phoenix-Mesa-Chandler, AZ MSA. Metro areas: Greeley, CO and Phoenix-Mesa-Chandler, AZ.
What costs more or less
| Price level (U.S. = 100) | Greeley | Phoenix |
|---|---|---|
| Housing (rent) | 112.6 | 121.2 |
| Goods | 96.1 | 95.0 |
| Utilities | 82.0 | 93.3 |
| Other services | 99.8 | 104.0 |
| Overall | 100.2 | 103.3 |
Moving with the same $100,000 salary
Greeley, CO → Phoenix, AZ
Same pay buys less
Buying power −3.0%; rent takes 25% of take-home; state tax −$1,400/yr.
59 Fair offer
Phoenix, AZ → Greeley, CO
Same pay goes further
Buying power +3.1%; rent takes 20% of take-home; state tax +$1,400/yr.
79 Strong offer
On the GS pay scale?
Greeley, CO is in the Denver-Aurora, CO pay area; Phoenix, AZ is in Phoenix-Mesa, AZ. The last column shows what a transfer from Greeley, CO to Phoenix, AZ at the same grade and step does to real buying power.
| Grade5,2 | Greeley, CO | Phoenix, AZ | Real change, Greeley → Phoenix |
|---|---|---|---|
| GS-9 step 1 | $68,819 | $64,564 | −9.0% |
| GS-11 step 1 | $83,265 | $78,117 | −9.0% |
| GS-12 step 1 | $99,800 | $93,629 | −9.0% |
| GS-13 step 1 | $118,675 | $111,338 | −9.0% |
| GS-14 step 1 | $140,239 | $131,568 | −9.0% |
Pay for common jobs
| Median annual pay4 | Greeley, CO | Phoenix, AZ | Phoenix pay in Greeley dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,160 | $59,180 | $57,381 (−4.6%) |
| Software Developers | $129,480 | $131,750 | $127,746 (−1.3%) |
| Accountants and Auditors | $87,240 | $80,820 | $78,364 (−10.2%) |
| Registered Nurses | $96,300 | $100,830 | $97,766 (+1.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.