City comparison
Greeley, CO vs Naples, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Naples, FL are 3.0% higher than in Greeley, CO. Someone earning $100,000 in Greeley, CO would need about $103,000 in Naples, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,238 in Greeley, CO. On $100,000, that's 27% of take-home pay in Naples, FL and 20% in Greeley, CO.
- On $100,000, estimated state income tax is about $3,692 a year higher in Greeley, CO than in Naples, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −10.3% moving from Greeley, CO to Naples, FL ($118,675 → $106,437), while prices change by +3.0%. Net effect of the transfer: −12.9% in real buying power.
- Greeley, CO: price level 100.2 (about average)
- Naples, FL: price level 103.2 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Greeley, CO | Naples, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.2 | 103.2 |
| $100,000 is worth, in the other city2 | $103,019 in Naples | $97,070 in Greeley |
| Typical 1-bedroom rent3 | $1,238/mo | $1,797/mo |
| Take-home on $100,00014,15,8 | $75,488 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,692 (CO) | $0 (FL) |
| Rent burden on $100,000 | 20% | 27% |
| Median pay, all jobs4 | $55,070 | $47,800 |
| Federal locality pay area7 | Denver-Aurora, CO | Rest of U.S. |
Rent areas: Greeley, CO MSA and Naples-Marco Island, FL MSA. Metro areas: Greeley, CO and Naples-Marco Island, FL.
What costs more or less
| Price level (U.S. = 100) | Greeley | Naples |
|---|---|---|
| Housing (rent) | 112.6 | 129.4 |
| Goods | 96.1 | 96.2 |
| Utilities | 82.0 | 87.8 |
| Other services | 99.8 | 98.9 |
| Overall | 100.2 | 103.2 |
Moving with the same $100,000 salary
Greeley, CO → Naples, FL
Same pay buys less
Buying power −2.9%; rent takes 27% of take-home; state tax −$3,692/yr.
56 Fair offer
Naples, FL → Greeley, CO
Same pay goes further
Buying power +3.0%; rent takes 20% of take-home; state tax +$3,692/yr.
78 Strong offer
On the GS pay scale?
Greeley, CO is in the Denver-Aurora, CO pay area; Naples, FL is in Rest of U.S.. The last column shows what a transfer from Greeley, CO to Naples, FL at the same grade and step does to real buying power.
| Grade5,2 | Greeley, CO | Naples, FL | Real change, Greeley → Naples |
|---|---|---|---|
| GS-9 step 1 | $68,819 | $61,722 | −12.9% |
| GS-11 step 1 | $83,265 | $74,678 | −12.9% |
| GS-12 step 1 | $99,800 | $89,508 | −12.9% |
| GS-13 step 1 | $118,675 | $106,437 | −12.9% |
| GS-14 step 1 | $140,239 | $125,776 | −12.9% |
Pay for common jobs
| Median annual pay4 | Greeley, CO | Naples, FL | Naples pay in Greeley dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,160 | $60,470 | $58,698 (−2.4%) |
| Software Developers | $129,480 | $130,730 | $126,899 (−2.0%) |
| Accountants and Auditors | $87,240 | $84,570 | $82,092 (−5.9%) |
| Registered Nurses | $96,300 | $93,330 | $90,595 (−5.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.