City comparison

Greeley, CO vs Merced, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Greeley, CO are 1.9% higher than in Merced, CA. Someone earning $100,000 in Merced, CA would need about $101,900 in Greeley, CO to live the same way.
  • Typical 1-bedroom rents are close: $1,238 a month in Greeley, CO and $1,213 in Merced, CA.
  • On $100,000, estimated state income tax is about $1,379 a year higher in Merced, CA than in Greeley, CO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +12.1% moving from Greeley, CO to Merced, CA ($118,675 → $133,060), while prices change by −1.9%. Net effect of the transfer: +14.3% in real buying power.
GreeleyMerced
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Greeley, CO: price level 100.2 (about average)
  • Merced, CA: price level 98.3 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Greeley, COMerced, CA
Price level (U.S. = 100)2100.298.3
$100,000 is worth, in the other city2$98,102 in Merced$101,934 in Greeley
Typical 1-bedroom rent3$1,238/mo$1,213/mo
Take-home on $100,00014,15,8$75,488$74,110
State income tax on $100,000 (estimate)8$3,692 (CO)$5,070 (CA)
Rent burden on $100,00020%20%
Median pay, all jobs4$55,070$47,220
Federal locality pay area7Denver-Aurora, COSan Jose-San Francisco-Oakland, CA

Rent areas: Greeley, CO MSA and Merced, CA MSA. Metro areas: Greeley, CO and Merced, CA.

What costs more or less

Greeley, COMerced, CA
Price level (U.S. = 100)GreeleyMerced
Housing (rent)112.678.6
Goods96.1105.2
Utilities82.0158.3
Other services99.8100.3
Overall100.298.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Greeley, CO → Merced, CA

Roughly even

Buying power +1.9%; rent takes 20% of take-home; state tax +$1,379/yr.

75 Strong offer

Merced, CA → Greeley, CO

Roughly even

Buying power −1.9%; rent takes 20% of take-home; state tax −$1,379/yr.

63 Fair offer

On the GS pay scale?

Greeley, CO is in the Denver-Aurora, CO pay area; Merced, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Greeley, CO to Merced, CA at the same grade and step does to real buying power.

Grade5,2Greeley, COMerced, CAReal change, Greeley → Merced
GS-9 step 1$68,819$77,161+14.3%
GS-11 step 1$83,265$93,358+14.3%
GS-12 step 1$99,800$111,896+14.3%
GS-13 step 1$118,675$133,060+14.3%
GS-14 step 1$140,239$157,236+14.3%

Pay for common jobs

Median annual pay4Greeley, COMerced, CAMerced pay in Greeley dollars
Elementary School Teachers, Except Special Education$60,160$100,120$102,057 (+69.6%)
Software Developers$129,480$132,120$134,676 (+4.0%)
Accountants and Auditors$87,240$80,420$81,976 (−6.0%)
Registered Nurses$96,300$131,620$134,166 (+39.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.