City comparison

Greeley, CO vs Jacksonville, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Greeley, CO (100.2) and Jacksonville, FL (99.5, U.S. average = 100) are within 1% of each other, so $100,000 in Greeley, CO goes as far as $99,300 in Jacksonville, FL.
  • Rent is the bigger story: a typical 1-bedroom costs $1,382 a month in Jacksonville, FL versus $1,238 in Greeley, CO. On $100,000, that's 21% of take-home pay in Jacksonville, FL and 20% in Greeley, CO.
  • On $100,000, estimated state income tax is about $3,692 a year higher in Greeley, CO than in Jacksonville, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −10.3% moving from Greeley, CO to Jacksonville, FL ($118,675 → $106,437), while prices change by −0.7%. Net effect of the transfer: −9.7% in real buying power.
GreeleyJacksonville
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Greeley, CO: price level 100.2 (about average)
  • Jacksonville, FL: price level 99.5 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Greeley, COJacksonville, FL
Price level (U.S. = 100)2100.299.5
$100,000 is worth, in the other city2$99,309 in Jacksonville$100,696 in Greeley
Typical 1-bedroom rent3$1,238/mo$1,382/mo
Take-home on $100,00014,15,8$75,488$79,180
State income tax on $100,000 (estimate)8$3,692 (CO)$0 (FL)
Rent burden on $100,00020%21%
Median pay, all jobs4$55,070$48,830
Federal locality pay area7Denver-Aurora, CORest of U.S.

Rent areas: Greeley, CO MSA and Jacksonville, FL HUD Metro FMR Area. Metro areas: Greeley, CO and Jacksonville, FL.

What costs more or less

Greeley, COJacksonville, FL
Price level (U.S. = 100)GreeleyJacksonville
Housing (rent)112.6109.8
Goods96.196.2
Utilities82.087.5
Other services99.898.9
Overall100.299.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Greeley, CO → Jacksonville, FL

Roughly even

Buying power +0.7%; rent takes 21% of take-home; state tax −$3,692/yr.

71 Strong offer

Jacksonville, FL → Greeley, CO

Roughly even

Buying power −0.7%; rent takes 20% of take-home; state tax +$3,692/yr.

67 Fair offer

On the GS pay scale?

Greeley, CO is in the Denver-Aurora, CO pay area; Jacksonville, FL is in Rest of U.S.. The last column shows what a transfer from Greeley, CO to Jacksonville, FL at the same grade and step does to real buying power.

Grade5,2Greeley, COJacksonville, FLReal change, Greeley → Jacksonville
GS-9 step 1$68,819$61,722−9.7%
GS-11 step 1$83,265$74,678−9.7%
GS-12 step 1$99,800$89,508−9.7%
GS-13 step 1$118,675$106,437−9.7%
GS-14 step 1$140,239$125,776−9.7%

Pay for common jobs

Median annual pay4Greeley, COJacksonville, FLJacksonville pay in Greeley dollars
Elementary School Teachers, Except Special Education$60,160$61,080$61,505 (+2.2%)
Software Developers$129,480$130,330$131,237 (+1.4%)
Accountants and Auditors$87,240$79,960$80,516 (−7.7%)
Registered Nurses$96,300$83,520$84,101 (−12.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.