City comparison

Grand Rapids, MI vs Montgomery, AL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Grand Rapids, MI are 6.5% higher than in Montgomery, AL. Someone earning $100,000 in Montgomery, AL would need about $106,500 in Grand Rapids, MI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,278 a month in Grand Rapids, MI versus $870 in Montgomery, AL. On $100,000, that's 20% of take-home pay in Grand Rapids, MI and 14% in Montgomery, AL.
  • On $100,000, estimated state income tax is about $736 a year higher in Montgomery, AL than in Grand Rapids, MI.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Grand Rapids, MI to Montgomery, AL changes real buying power by +6.5%, purely from prices.
Grand RapidsMontgomery
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Grand Rapids, MI: price level 95.5 (cheaper)
  • Montgomery, AL: price level 89.7 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Grand Rapids, MIMontgomery, AL
Price level (U.S. = 100)295.589.7
$100,000 is worth, in the other city2$93,863 in Montgomery$106,539 in Grand Rapids
Typical 1-bedroom rent3$1,278/mo$870/mo
Take-home on $100,00014,15,8$75,181$74,445
State income tax on $100,000 (estimate)8$3,999 (MI)$4,735 (AL)
Rent burden on $100,00020%14%
Median pay, all jobs4$47,570$44,950
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Grand Rapids-Wyoming, MI HUD Metro FMR Area and Montgomery, AL MSA. Metro areas: Grand Rapids-Wyoming-Kentwood, MI and Montgomery, AL.

What costs more or less

Grand Rapids, MIMontgomery, AL
Price level (U.S. = 100)Grand RapidsMontgomery
Housing (rent)86.664.3
Goods93.796.4
Utilities93.884.9
Other services99.696.7
Overall95.589.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Grand Rapids, MI → Montgomery, AL

Same pay goes further

Buying power +6.5%; rent takes 14% of take-home; state tax +$736/yr.

89 Strong offer

Montgomery, AL → Grand Rapids, MI

Same pay buys less

Buying power −6.1%; rent takes 20% of take-home; state tax −$736/yr.

50 Fair offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Grand Rapids, MI to Montgomery, AL at the same grade and step does to real buying power.

Grade5,2Grand Rapids, MIMontgomery, ALReal change, Grand Rapids → Montgomery
GS-9 step 1$61,722$61,722+6.5%
GS-11 step 1$74,678$74,678+6.5%
GS-12 step 1$89,508$89,508+6.5%
GS-13 step 1$106,437$106,437+6.5%
GS-14 step 1$125,776$125,776+6.5%

Pay for common jobs

Median annual pay4Grand Rapids, MIMontgomery, ALMontgomery pay in Grand Rapids dollars
Elementary School Teachers, Except Special Education$61,900$59,610$63,508 (+2.6%)
Software Developers$107,520$110,620$117,853 (+9.6%)
Accountants and Auditors$76,270$75,040$79,947 (+4.8%)
Registered Nurses$83,920$79,570$84,773 (+1.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.