City comparison

Gainesville, FL vs York, PA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Gainesville, FL (96.7) and York, PA (96.0, U.S. average = 100) are within 1% of each other, so $100,000 in Gainesville, FL goes as far as $99,200 in York, PA.
  • Rent is the bigger story: a typical 1-bedroom costs $1,246 a month in Gainesville, FL versus $1,060 in York, PA. On $100,000, that's 19% of take-home pay in Gainesville, FL and 17% in York, PA.
  • On $100,000, estimated state income tax is about $3,070 a year higher in York, PA than in Gainesville, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +14.4% moving from Gainesville, FL to York, PA ($106,437 → $121,785), while prices change by −0.8%. Net effect of the transfer: +15.3% in real buying power.
GainesvilleYork
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Gainesville, FL: price level 96.7 (cheaper)
  • York, PA: price level 96.0 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Gainesville, FLYork, PA
Price level (U.S. = 100)296.796.0
$100,000 is worth, in the other city2$99,242 in York$100,764 in Gainesville
Typical 1-bedroom rent3$1,246/mo$1,060/mo
Take-home on $100,00014,15,8$79,180$76,110
State income tax on $100,000 (estimate)8$0 (FL)$3,070 (PA)
Rent burden on $100,00019%17%
Median pay, all jobs4$47,020$48,170
Federal locality pay area7Rest of U.S.Washington-Baltimore-Arlington, DC-MD-VA-WV-PA

Rent areas: Gainesville, FL HUD Metro FMR Area and York-Hanover, PA MSA. Metro areas: Gainesville, FL and York-Hanover, PA.

What costs more or less

Gainesville, FLYork, PA
Price level (U.S. = 100)GainesvilleYork
Housing (rent)93.079.8
Goods96.2100.7
Utilities88.2107.0
Other services98.997.7
Overall96.796.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Gainesville, FL → York, PA

Roughly even

Buying power +0.8%; rent takes 17% of take-home; state tax +$3,070/yr.

71 Strong offer

York, PA → Gainesville, FL

Roughly even

Buying power −0.8%; rent takes 19% of take-home; state tax −$3,070/yr.

66 Fair offer

On the GS pay scale?

Gainesville, FL is in the Rest of U.S. pay area; York, PA is in Washington-Baltimore-Arlington, DC-MD-VA-WV-PA. The last column shows what a transfer from Gainesville, FL to York, PA at the same grade and step does to real buying power.

Grade5,2Gainesville, FLYork, PAReal change, Gainesville → York
GS-9 step 1$61,722$70,623+15.3%
GS-11 step 1$74,678$85,447+15.3%
GS-12 step 1$89,508$102,415+15.3%
GS-13 step 1$106,437$121,785+15.3%
GS-14 step 1$125,776$143,913+15.3%

Pay for common jobs

Median annual pay4Gainesville, FLYork, PAYork pay in Gainesville dollars
Elementary School Teachers, Except Special Education$56,430$79,730$80,339 (+42.4%)
Software Developers$122,950$114,600$115,475 (−6.1%)
Accountants and Auditors$75,820$75,160$75,734 (−0.1%)
Registered Nurses$81,870$96,210$96,945 (+18.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.