City comparison
Gainesville, FL vs Montgomery, AL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Gainesville, FL are 7.9% higher than in Montgomery, AL. Someone earning $100,000 in Montgomery, AL would need about $107,900 in Gainesville, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,246 a month in Gainesville, FL versus $870 in Montgomery, AL. On $100,000, that's 19% of take-home pay in Gainesville, FL and 14% in Montgomery, AL.
- On $100,000, estimated state income tax is about $4,735 a year higher in Montgomery, AL than in Gainesville, FL.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Gainesville, FL to Montgomery, AL changes real buying power by +7.9%, purely from prices.
- Gainesville, FL: price level 96.7 (cheaper)
- Montgomery, AL: price level 89.7 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Gainesville, FL | Montgomery, AL | |
|---|---|---|
| Price level (U.S. = 100)2 | 96.7 | 89.7 |
| $100,000 is worth, in the other city2 | $92,711 in Montgomery | $107,862 in Gainesville |
| Typical 1-bedroom rent3 | $1,246/mo | $870/mo |
| Take-home on $100,00014,15,8 | $79,180 | $74,445 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $4,735 (AL) |
| Rent burden on $100,000 | 19% | 14% |
| Median pay, all jobs4 | $47,020 | $44,950 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Gainesville, FL HUD Metro FMR Area and Montgomery, AL MSA. Metro areas: Gainesville, FL and Montgomery, AL.
What costs more or less
| Price level (U.S. = 100) | Gainesville | Montgomery |
|---|---|---|
| Housing (rent) | 93.0 | 64.3 |
| Goods | 96.2 | 96.4 |
| Utilities | 88.2 | 84.9 |
| Other services | 98.9 | 96.7 |
| Overall | 96.7 | 89.7 |
Moving with the same $100,000 salary
Gainesville, FL → Montgomery, AL
Same pay goes further
Buying power +7.9%; rent takes 14% of take-home; state tax +$4,735/yr.
93 Strong offer
Montgomery, AL → Gainesville, FL
Same pay buys less
Buying power −7.3%; rent takes 19% of take-home; state tax −$4,735/yr.
46 Fair offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Gainesville, FL to Montgomery, AL at the same grade and step does to real buying power.
| Grade5,2 | Gainesville, FL | Montgomery, AL | Real change, Gainesville → Montgomery |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | +7.9% |
| GS-11 step 1 | $74,678 | $74,678 | +7.9% |
| GS-12 step 1 | $89,508 | $89,508 | +7.9% |
| GS-13 step 1 | $106,437 | $106,437 | +7.9% |
| GS-14 step 1 | $125,776 | $125,776 | +7.9% |
Pay for common jobs
| Median annual pay4 | Gainesville, FL | Montgomery, AL | Montgomery pay in Gainesville dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $56,430 | $59,610 | $64,297 (+13.9%) |
| Software Developers | $122,950 | $110,620 | $119,317 (−3.0%) |
| Accountants and Auditors | $75,820 | $75,040 | $80,940 (+6.8%) |
| Registered Nurses | $81,870 | $79,570 | $85,826 (+4.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.