City comparison

Fresno, CA vs Phoenix, AZ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Phoenix, AZ are 1.1% higher than in Fresno, CA. Someone earning $100,000 in Fresno, CA would need about $101,100 in Phoenix, AZ to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,583 a month in Phoenix, AZ versus $1,355 in Fresno, CA. On $100,000, that's 25% of take-home pay in Phoenix, AZ and 22% in Fresno, CA.
  • On $100,000, estimated state income tax is about $2,779 a year higher in Fresno, CA than in Phoenix, AZ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +4.1% moving from Fresno, CA to Phoenix, AZ ($106,973 → $111,338), while prices change by +1.1%. Net effect of the transfer: +2.9% in real buying power.
FresnoPhoenix
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Fresno, CA: price level 102.2 (pricier)
  • Phoenix, AZ: price level 103.3 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Fresno, CAPhoenix, AZ
Price level (U.S. = 100)2102.2103.3
$100,000 is worth, in the other city2$101,134 in Phoenix$98,879 in Fresno
Typical 1-bedroom rent3$1,355/mo$1,583/mo
Take-home on $100,00014,15,8$74,110$76,889
State income tax on $100,000 (estimate)8$5,070 (CA)$2,291 (AZ)
Rent burden on $100,00022%25%
Median pay, all jobs4$46,910$51,380
Federal locality pay area7Fresno-Madera-Hanford, CAPhoenix-Mesa, AZ

Rent areas: Fresno, CA HUD Metro FMR Area and Phoenix-Mesa-Chandler, AZ MSA. Metro areas: Fresno, CA and Phoenix-Mesa-Chandler, AZ.

What costs more or less

Fresno, CAPhoenix, AZ
Price level (U.S. = 100)FresnoPhoenix
Housing (rent)95.7121.2
Goods105.295.0
Utilities161.093.3
Other services100.3104.0
Overall102.2103.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Fresno, CA → Phoenix, AZ

Roughly even

Buying power −1.1%; rent takes 25% of take-home; state tax −$2,779/yr.

65 Fair offer

Phoenix, AZ → Fresno, CA

Roughly even

Buying power +1.1%; rent takes 22% of take-home; state tax +$2,779/yr.

72 Strong offer

On the GS pay scale?

Fresno, CA is in the Fresno-Madera-Hanford, CA pay area; Phoenix, AZ is in Phoenix-Mesa, AZ. The last column shows what a transfer from Fresno, CA to Phoenix, AZ at the same grade and step does to real buying power.

Grade5,2Fresno, CAPhoenix, AZReal change, Fresno → Phoenix
GS-9 step 1$62,033$64,564+2.9%
GS-11 step 1$75,055$78,117+2.9%
GS-12 step 1$89,959$93,629+2.9%
GS-13 step 1$106,973$111,338+2.9%
GS-14 step 1$126,410$131,568+2.9%

Pay for common jobs

Median annual pay4Fresno, CAPhoenix, AZPhoenix pay in Fresno dollars
Elementary School Teachers, Except Special Education$78,800$59,180$58,517 (−25.7%)
Software Developers$129,060$131,750$130,273 (+0.9%)
Accountants and Auditors$78,690$80,820$79,914 (+1.6%)
Registered Nurses$125,420$100,830$99,700 (−20.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.