City comparison
Fresno, CA vs Naples, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Naples, FL are 1.0% higher than in Fresno, CA. Someone earning $100,000 in Fresno, CA would need about $101,000 in Naples, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,355 in Fresno, CA. On $100,000, that's 27% of take-home pay in Naples, FL and 22% in Fresno, CA.
- On $100,000, estimated state income tax is about $5,070 a year higher in Fresno, CA than in Naples, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −0.5% moving from Fresno, CA to Naples, FL ($106,973 → $106,437), while prices change by +1.0%. Net effect of the transfer: −1.5% in real buying power.
- Fresno, CA: price level 102.2 (pricier)
- Naples, FL: price level 103.2 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Fresno, CA | Naples, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 102.2 | 103.2 |
| $100,000 is worth, in the other city2 | $101,020 in Naples | $98,990 in Fresno |
| Typical 1-bedroom rent3 | $1,355/mo | $1,797/mo |
| Take-home on $100,00014,15,8 | $74,110 | $79,180 |
| State income tax on $100,000 (estimate)8 | $5,070 (CA) | $0 (FL) |
| Rent burden on $100,000 | 22% | 27% |
| Median pay, all jobs4 | $46,910 | $47,800 |
| Federal locality pay area7 | Fresno-Madera-Hanford, CA | Rest of U.S. |
Rent areas: Fresno, CA HUD Metro FMR Area and Naples-Marco Island, FL MSA. Metro areas: Fresno, CA and Naples-Marco Island, FL.
What costs more or less
| Price level (U.S. = 100) | Fresno | Naples |
|---|---|---|
| Housing (rent) | 95.7 | 129.4 |
| Goods | 105.2 | 96.2 |
| Utilities | 161.0 | 87.8 |
| Other services | 100.3 | 98.9 |
| Overall | 102.2 | 103.2 |
Moving with the same $100,000 salary
Fresno, CA → Naples, FL
Roughly even
Buying power −1.0%; rent takes 27% of take-home; state tax −$5,070/yr.
62 Fair offer
Naples, FL → Fresno, CA
Roughly even
Buying power +1.0%; rent takes 22% of take-home; state tax +$5,070/yr.
72 Strong offer
On the GS pay scale?
Fresno, CA is in the Fresno-Madera-Hanford, CA pay area; Naples, FL is in Rest of U.S.. The last column shows what a transfer from Fresno, CA to Naples, FL at the same grade and step does to real buying power.
| Grade5,2 | Fresno, CA | Naples, FL | Real change, Fresno → Naples |
|---|---|---|---|
| GS-9 step 1 | $62,033 | $61,722 | −1.5% |
| GS-11 step 1 | $75,055 | $74,678 | −1.5% |
| GS-12 step 1 | $89,959 | $89,508 | −1.5% |
| GS-13 step 1 | $106,973 | $106,437 | −1.5% |
| GS-14 step 1 | $126,410 | $125,776 | −1.5% |
Pay for common jobs
| Median annual pay4 | Fresno, CA | Naples, FL | Naples pay in Fresno dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $78,800 | $60,470 | $59,859 (−24.0%) |
| Software Developers | $129,060 | $130,730 | $129,410 (+0.3%) |
| Accountants and Auditors | $78,690 | $84,570 | $83,716 (+6.4%) |
| Registered Nurses | $125,420 | $93,330 | $92,388 (−26.3%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.