City comparison

Fort Wayne, IN vs Stockton, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Stockton, CA are 13.5% higher than in Fort Wayne, IN. Someone earning $100,000 in Fort Wayne, IN would need about $113,500 in Stockton, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,395 a month in Stockton, CA versus $916 in Fort Wayne, IN. On $100,000, that's 23% of take-home pay in Stockton, CA and 14% in Fort Wayne, IN.
  • On $100,000, estimated state income tax is about $2,150 a year higher in Stockton, CA than in Fort Wayne, IN.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +25.0% moving from Fort Wayne, IN to Stockton, CA ($106,437 → $133,060), while prices change by +13.5%. Net effect of the transfer: +10.1% in real buying power.
Fort WayneStockton
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Fort Wayne, IN: price level 92.6 (cheaper)
  • Stockton, CA: price level 105.1 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Fort Wayne, INStockton, CA
Price level (U.S. = 100)292.6105.1
$100,000 is worth, in the other city2$113,521 in Stockton$88,089 in Fort Wayne
Typical 1-bedroom rent3$916/mo$1,395/mo
Take-home on $100,00014,15,8$76,260$74,110
State income tax on $100,000 (estimate)8$2,921 (IN)$5,070 (CA)
Rent burden on $100,00014%23%
Median pay, all jobs4$47,700$48,990
Federal locality pay area7Rest of U.S.San Jose-San Francisco-Oakland, CA

Rent areas: Fort Wayne, IN HUD Metro FMR Area and Stockton-Lodi, CA MSA. Metro areas: Fort Wayne, IN and Stockton-Lodi, CA.

What costs more or less

Fort Wayne, INStockton, CA
Price level (U.S. = 100)Fort WayneStockton
Housing (rent)72.3115.6
Goods94.3105.2
Utilities86.2158.2
Other services99.1100.3
Overall92.6105.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Fort Wayne, IN → Stockton, CA

Same pay buys less

Buying power −11.9%; rent takes 23% of take-home; state tax +$2,150/yr.

38 Weak offer

Stockton, CA → Fort Wayne, IN

Same pay goes further

Buying power +13.5%; rent takes 14% of take-home; state tax −$2,150/yr.

100 Strong offer

On the GS pay scale?

Fort Wayne, IN is in the Rest of U.S. pay area; Stockton, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Fort Wayne, IN to Stockton, CA at the same grade and step does to real buying power.

Grade5,2Fort Wayne, INStockton, CAReal change, Fort Wayne → Stockton
GS-9 step 1$61,722$77,161+10.1%
GS-11 step 1$74,678$93,358+10.1%
GS-12 step 1$89,508$111,896+10.1%
GS-13 step 1$106,437$133,060+10.1%
GS-14 step 1$125,776$157,236+10.1%

Pay for common jobs

Median annual pay4Fort Wayne, INStockton, CAStockton pay in Fort Wayne dollars
Elementary School Teachers, Except Special Education$59,800$97,400$85,799 (+43.5%)
Software Developers$101,560$138,550$122,048 (+20.2%)
Accountants and Auditors$75,250$83,570$73,616 (−2.2%)
Registered Nurses$79,630$134,580$118,550 (+48.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.