City comparison
Fort Wayne, IN vs Springfield, MA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Springfield, MA are 3.8% higher than in Fort Wayne, IN. Someone earning $100,000 in Fort Wayne, IN would need about $103,800 in Springfield, MA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,382 a month in Springfield, MA versus $916 in Fort Wayne, IN. On $100,000, that's 22% of take-home pay in Springfield, MA and 14% in Fort Wayne, IN.
- On $100,000, estimated state income tax is about $1,860 a year higher in Springfield, MA than in Fort Wayne, IN.
- For federal employees, locality pay changes a GS-13 step 1 salary by +12.8% moving from Fort Wayne, IN to Springfield, MA ($106,437 → $120,094), while prices change by +3.8%. Net effect of the transfer: +8.7% in real buying power.
- Fort Wayne, IN: price level 92.6 (cheaper)
- Springfield, MA: price level 96.1 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Fort Wayne, IN | Springfield, MA | |
|---|---|---|
| Price level (U.S. = 100)2 | 92.6 | 96.1 |
| $100,000 is worth, in the other city2 | $103,769 in Springfield | $96,368 in Fort Wayne |
| Typical 1-bedroom rent3 | $916/mo | $1,382/mo |
| Take-home on $100,00014,15,8 | $76,260 | $74,400 |
| State income tax on $100,000 (estimate)8 | $2,921 (IN) | $4,780 (MA) |
| Rent burden on $100,000 | 14% | 22% |
| Median pay, all jobs4 | $47,700 | $51,930 |
| Federal locality pay area7 | Rest of U.S. | Hartford-East Hartford, CT-MA |
Rent areas: Fort Wayne, IN HUD Metro FMR Area and Springfield, MA MSA. Metro areas: Fort Wayne, IN and Springfield, MA.
What costs more or less
| Price level (U.S. = 100) | Fort Wayne | Springfield |
|---|---|---|
| Housing (rent) | 72.3 | 75.8 |
| Goods | 94.3 | 97.0 |
| Utilities | 86.2 | 155.0 |
| Other services | 99.1 | 101.2 |
| Overall | 92.6 | 96.1 |
Moving with the same $100,000 salary
Fort Wayne, IN → Springfield, MA
Same pay buys less
Buying power −3.6%; rent takes 22% of take-home; state tax +$1,860/yr.
57 Fair offer
Springfield, MA → Fort Wayne, IN
Same pay goes further
Buying power +3.8%; rent takes 14% of take-home; state tax −$1,860/yr.
81 Strong offer
On the GS pay scale?
Fort Wayne, IN is in the Rest of U.S. pay area; Springfield, MA is in Hartford-East Hartford, CT-MA. The last column shows what a transfer from Fort Wayne, IN to Springfield, MA at the same grade and step does to real buying power.
| Grade5,2 | Fort Wayne, IN | Springfield, MA | Real change, Fort Wayne → Springfield |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $69,642 | +8.7% |
| GS-11 step 1 | $74,678 | $84,260 | +8.7% |
| GS-12 step 1 | $89,508 | $100,992 | +8.7% |
| GS-13 step 1 | $106,437 | $120,094 | +8.7% |
| GS-14 step 1 | $125,776 | $141,915 | +8.7% |
Pay for common jobs
| Median annual pay4 | Fort Wayne, IN | Springfield, MA | Springfield pay in Fort Wayne dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $59,800 | $79,640 | $76,747 (+28.3%) |
| Software Developers | $101,560 | $127,740 | $123,100 (+21.2%) |
| Accountants and Auditors | $75,250 | $92,010 | $88,668 (+17.8%) |
| Registered Nurses | $79,630 | $98,410 | $94,836 (+19.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.