City comparison

Fort Wayne, IN vs Montgomery, AL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Fort Wayne, IN are 3.2% higher than in Montgomery, AL. Someone earning $100,000 in Montgomery, AL would need about $103,200 in Fort Wayne, IN to live the same way.
  • Rent differs too: a typical 1-bedroom costs $916 a month in Fort Wayne, IN versus $870 in Montgomery, AL. On $100,000, that's 14% of take-home pay in Fort Wayne, IN and 14% in Montgomery, AL.
  • On $100,000, estimated state income tax is about $1,815 a year higher in Montgomery, AL than in Fort Wayne, IN.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Fort Wayne, IN to Montgomery, AL changes real buying power by +3.2%, purely from prices.
Fort WayneMontgomery
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Fort Wayne, IN: price level 92.6 (cheaper)
  • Montgomery, AL: price level 89.7 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Fort Wayne, INMontgomery, AL
Price level (U.S. = 100)292.689.7
$100,000 is worth, in the other city2$96,878 in Montgomery$103,222 in Fort Wayne
Typical 1-bedroom rent3$916/mo$870/mo
Take-home on $100,00014,15,8$76,260$74,445
State income tax on $100,000 (estimate)8$2,921 (IN)$4,735 (AL)
Rent burden on $100,00014%14%
Median pay, all jobs4$47,700$44,950
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Fort Wayne, IN HUD Metro FMR Area and Montgomery, AL MSA. Metro areas: Fort Wayne, IN and Montgomery, AL.

What costs more or less

Fort Wayne, INMontgomery, AL
Price level (U.S. = 100)Fort WayneMontgomery
Housing (rent)72.364.3
Goods94.396.4
Utilities86.284.9
Other services99.196.7
Overall92.689.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Fort Wayne, IN → Montgomery, AL

Same pay goes further

Buying power +3.2%; rent takes 14% of take-home; state tax +$1,815/yr.

79 Strong offer

Montgomery, AL → Fort Wayne, IN

Same pay buys less

Buying power −3.1%; rent takes 14% of take-home; state tax −$1,815/yr.

59 Fair offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Fort Wayne, IN to Montgomery, AL at the same grade and step does to real buying power.

Grade5,2Fort Wayne, INMontgomery, ALReal change, Fort Wayne → Montgomery
GS-9 step 1$61,722$61,722+3.2%
GS-11 step 1$74,678$74,678+3.2%
GS-12 step 1$89,508$89,508+3.2%
GS-13 step 1$106,437$106,437+3.2%
GS-14 step 1$125,776$125,776+3.2%

Pay for common jobs

Median annual pay4Fort Wayne, INMontgomery, ALMontgomery pay in Fort Wayne dollars
Elementary School Teachers, Except Special Education$59,800$59,610$61,531 (+2.9%)
Software Developers$101,560$110,620$114,185 (+12.4%)
Accountants and Auditors$75,250$75,040$77,458 (+2.9%)
Registered Nurses$79,630$79,570$82,134 (+3.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.