City comparison
Fort Wayne, IN vs Miami, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Miami, FL are 23.3% higher than in Fort Wayne, IN. Someone earning $100,000 in Fort Wayne, IN would need about $123,300 in Miami, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,995 a month in Miami, FL versus $916 in Fort Wayne, IN. On $100,000, that's 30% of take-home pay in Miami, FL and 14% in Fort Wayne, IN.
- On $100,000, estimated state income tax is about $2,921 a year higher in Fort Wayne, IN than in Miami, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +6.5% moving from Fort Wayne, IN to Miami, FL ($106,437 → $113,356), while prices change by +23.3%. Net effect of the transfer: −13.6% in real buying power.
- Fort Wayne, IN: price level 92.6 (cheaper)
- Miami, FL: price level 114.2 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Fort Wayne, IN | Miami, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 92.6 | 114.2 |
| $100,000 is worth, in the other city2 | $123,315 in Miami | $81,093 in Fort Wayne |
| Typical 1-bedroom rent3 | $916/mo | $1,995/mo |
| Take-home on $100,00014,15,8 | $76,260 | $79,180 |
| State income tax on $100,000 (estimate)8 | $2,921 (IN) | $0 (FL) |
| Rent burden on $100,000 | 14% | 30% |
| Median pay, all jobs4 | $47,700 | $48,640 |
| Federal locality pay area7 | Rest of U.S. | Miami-Port St. Lucie-Fort Lauderdale, FL |
Rent areas: Fort Wayne, IN HUD Metro FMR Area and Miami-Miami Beach-Kendall, FL HUD Metro FMR Area. Metro areas: Fort Wayne, IN and Miami-Fort Lauderdale-West Palm Beach, FL.
What costs more or less
| Price level (U.S. = 100) | Fort Wayne | Miami |
|---|---|---|
| Housing (rent) | 72.3 | 155.6 |
| Goods | 94.3 | 103.6 |
| Utilities | 86.2 | 97.2 |
| Other services | 99.1 | 109.1 |
| Overall | 92.6 | 114.2 |
Moving with the same $100,000 salary
Fort Wayne, IN → Miami, FL
Same pay buys less
Buying power −18.9%; rent takes 30% of take-home; state tax −$2,921/yr.
30 Weak offer
Miami, FL → Fort Wayne, IN
Same pay goes further
Buying power +23.3%; rent takes 14% of take-home; state tax +$2,921/yr.
100 Strong offer
On the GS pay scale?
Fort Wayne, IN is in the Rest of U.S. pay area; Miami, FL is in Miami-Port St. Lucie-Fort Lauderdale, FL. The last column shows what a transfer from Fort Wayne, IN to Miami, FL at the same grade and step does to real buying power.
| Grade5,2 | Fort Wayne, IN | Miami, FL | Real change, Fort Wayne → Miami |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $65,735 | −13.6% |
| GS-11 step 1 | $74,678 | $79,533 | −13.6% |
| GS-12 step 1 | $89,508 | $95,326 | −13.6% |
| GS-13 step 1 | $106,437 | $113,356 | −13.6% |
| GS-14 step 1 | $125,776 | $133,953 | −13.6% |
Pay for common jobs
| Median annual pay4 | Fort Wayne, IN | Miami, FL | Miami pay in Fort Wayne dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $59,800 | $58,300 | $47,277 (−20.9%) |
| Software Developers | $101,560 | $132,650 | $107,570 (+5.9%) |
| Accountants and Auditors | $75,250 | $80,920 | $65,621 (−12.8%) |
| Registered Nurses | $79,630 | $91,380 | $74,103 (−6.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.