City comparison

Fort Collins, CO vs Washington, DC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Washington, DC are 7.7% higher than in Fort Collins, CO. Someone earning $100,000 in Fort Collins, CO would need about $107,700 in Washington, DC to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,015 a month in Washington, DC versus $1,537 in Fort Collins, CO. On $100,000, that's 33% of take-home pay in Washington, DC and 24% in Fort Collins, CO.
  • On $100,000, estimated state income tax is about $1,840 a year higher in Washington, DC than in Fort Collins, CO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +2.6% moving from Fort Collins, CO to Washington, DC ($118,675 → $121,785), while prices change by +7.7%. Net effect of the transfer: −4.7% in real buying power.
Fort CollinsWashington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Fort Collins, CO: price level 101.1 (about average)
  • Washington, DC: price level 108.9 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Fort Collins, COWashington, DC
Price level (U.S. = 100)2101.1108.9
$100,000 is worth, in the other city2$107,669 in Washington$92,877 in Fort Collins
Typical 1-bedroom rent3$1,537/mo$2,015/mo
Take-home on $100,00014,15,8$75,488$73,649
State income tax on $100,000 (estimate)8$3,692 (CO)$5,532 (DC)
Rent burden on $100,00024%33%
Median pay, all jobs4$55,310$71,060
Federal locality pay area7Denver-Aurora, COWashington-Baltimore-Arlington, DC-MD-VA-WV-PA

Rent areas: Fort Collins-Loveland, CO MSA and Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. Metro areas: Fort Collins-Loveland, CO and Washington-Arlington-Alexandria, DC-VA-MD-WV.

What costs more or less

Fort Collins, COWashington, DC
Price level (U.S. = 100)Fort CollinsWashington
Housing (rent)120.6151.1
Goods96.1104.8
Utilities82.2106.7
Other services99.8102.3
Overall101.1108.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Fort Collins, CO → Washington, DC

Same pay buys less

Buying power −7.1%; rent takes 33% of take-home; state tax +$1,840/yr.

35 Weak offer

Washington, DC → Fort Collins, CO

Same pay goes further

Buying power +7.7%; rent takes 24% of take-home; state tax −$1,840/yr.

93 Strong offer

On the GS pay scale?

Fort Collins, CO is in the Denver-Aurora, CO pay area; Washington, DC is in Washington-Baltimore-Arlington, DC-MD-VA-WV-PA. The last column shows what a transfer from Fort Collins, CO to Washington, DC at the same grade and step does to real buying power.

Grade5,2Fort Collins, COWashington, DCReal change, Fort Collins → Washington
GS-9 step 1$68,819$70,623−4.7%
GS-11 step 1$83,265$85,447−4.7%
GS-12 step 1$99,800$102,415−4.7%
GS-13 step 1$118,675$121,785−4.7%
GS-14 step 1$140,239$143,913−4.7%

Pay for common jobs

Median annual pay4Fort Collins, COWashington, DCWashington pay in Fort Collins dollars
Elementary School Teachers, Except Special Education$62,930$79,470$73,809 (+17.3%)
Software Developers$133,990$154,930$143,894 (+7.4%)
Accountants and Auditors$89,340$102,140$94,864 (+6.2%)
Registered Nurses$97,600$102,710$95,394 (−2.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.