City comparison

Fort Collins, CO vs Tucson, AZ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Fort Collins, CO are 4.4% higher than in Tucson, AZ. Someone earning $100,000 in Tucson, AZ would need about $104,400 in Fort Collins, CO to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,537 a month in Fort Collins, CO versus $1,081 in Tucson, AZ. On $100,000, that's 24% of take-home pay in Fort Collins, CO and 17% in Tucson, AZ.
  • On $100,000, estimated state income tax is about $1,400 a year higher in Fort Collins, CO than in Tucson, AZ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −8.6% moving from Fort Collins, CO to Tucson, AZ ($118,675 → $108,455), while prices change by −4.2%. Net effect of the transfer: −4.6% in real buying power.
Fort CollinsTucson
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Fort Collins, CO: price level 101.1 (about average)
  • Tucson, AZ: price level 96.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Fort Collins, COTucson, AZ
Price level (U.S. = 100)2101.196.9
$100,000 is worth, in the other city2$95,815 in Tucson$104,368 in Fort Collins
Typical 1-bedroom rent3$1,537/mo$1,081/mo
Take-home on $100,00014,15,8$75,488$76,889
State income tax on $100,000 (estimate)8$3,692 (CO)$2,291 (AZ)
Rent burden on $100,00024%17%
Median pay, all jobs4$55,310$47,760
Federal locality pay area7Denver-Aurora, COTucson-Nogales, AZ

Rent areas: Fort Collins-Loveland, CO MSA and Tucson, AZ MSA. Metro areas: Fort Collins-Loveland, CO and Tucson, AZ.

What costs more or less

Fort Collins, COTucson, AZ
Price level (U.S. = 100)Fort CollinsTucson
Housing (rent)120.691.8
Goods96.196.2
Utilities82.289.5
Other services99.899.8
Overall101.196.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Fort Collins, CO → Tucson, AZ

Same pay goes further

Buying power +4.4%; rent takes 17% of take-home; state tax −$1,400/yr.

82 Strong offer

Tucson, AZ → Fort Collins, CO

Same pay buys less

Buying power −4.2%; rent takes 24% of take-home; state tax +$1,400/yr.

56 Fair offer

On the GS pay scale?

Fort Collins, CO is in the Denver-Aurora, CO pay area; Tucson, AZ is in Tucson-Nogales, AZ. The last column shows what a transfer from Fort Collins, CO to Tucson, AZ at the same grade and step does to real buying power.

Grade5,2Fort Collins, COTucson, AZReal change, Fort Collins → Tucson
GS-9 step 1$68,819$62,893−4.6%
GS-11 step 1$83,265$76,095−4.6%
GS-12 step 1$99,800$91,205−4.6%
GS-13 step 1$118,675$108,455−4.6%
GS-14 step 1$140,239$128,162−4.6%

Pay for common jobs

Median annual pay4Fort Collins, COTucson, AZTucson pay in Fort Collins dollars
Elementary School Teachers, Except Special Education$62,930$47,220$49,282 (−21.7%)
Software Developers$133,990$123,710$129,113 (−3.6%)
Accountants and Auditors$89,340$76,320$79,653 (−10.8%)
Registered Nurses$97,600$94,110$98,220 (+0.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.