City comparison

Fort Collins, CO vs Stockton, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Stockton, CA are 3.9% higher than in Fort Collins, CO. Someone earning $100,000 in Fort Collins, CO would need about $103,900 in Stockton, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,537 a month in Fort Collins, CO versus $1,395 in Stockton, CA. On $100,000, that's 24% of take-home pay in Fort Collins, CO and 23% in Stockton, CA.
  • On $100,000, estimated state income tax is about $1,379 a year higher in Stockton, CA than in Fort Collins, CO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +12.1% moving from Fort Collins, CO to Stockton, CA ($118,675 → $133,060), while prices change by +3.9%. Net effect of the transfer: +7.9% in real buying power.
Fort CollinsStockton
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Fort Collins, CO: price level 101.1 (about average)
  • Stockton, CA: price level 105.1 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Fort Collins, COStockton, CA
Price level (U.S. = 100)2101.1105.1
$100,000 is worth, in the other city2$103,917 in Stockton$96,231 in Fort Collins
Typical 1-bedroom rent3$1,537/mo$1,395/mo
Take-home on $100,00014,15,8$75,488$74,110
State income tax on $100,000 (estimate)8$3,692 (CO)$5,070 (CA)
Rent burden on $100,00024%23%
Median pay, all jobs4$55,310$48,990
Federal locality pay area7Denver-Aurora, COSan Jose-San Francisco-Oakland, CA

Rent areas: Fort Collins-Loveland, CO MSA and Stockton-Lodi, CA MSA. Metro areas: Fort Collins-Loveland, CO and Stockton-Lodi, CA.

What costs more or less

Fort Collins, COStockton, CA
Price level (U.S. = 100)Fort CollinsStockton
Housing (rent)120.6115.6
Goods96.1105.2
Utilities82.2158.2
Other services99.8100.3
Overall101.1105.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Fort Collins, CO → Stockton, CA

Same pay buys less

Buying power −3.8%; rent takes 23% of take-home; state tax +$1,379/yr.

57 Fair offer

Stockton, CA → Fort Collins, CO

Same pay goes further

Buying power +3.9%; rent takes 24% of take-home; state tax −$1,379/yr.

81 Strong offer

On the GS pay scale?

Fort Collins, CO is in the Denver-Aurora, CO pay area; Stockton, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Fort Collins, CO to Stockton, CA at the same grade and step does to real buying power.

Grade5,2Fort Collins, COStockton, CAReal change, Fort Collins → Stockton
GS-9 step 1$68,819$77,161+7.9%
GS-11 step 1$83,265$93,358+7.9%
GS-12 step 1$99,800$111,896+7.9%
GS-13 step 1$118,675$133,060+7.9%
GS-14 step 1$140,239$157,236+7.9%

Pay for common jobs

Median annual pay4Fort Collins, COStockton, CAStockton pay in Fort Collins dollars
Elementary School Teachers, Except Special Education$62,930$97,400$93,729 (+48.9%)
Software Developers$133,990$138,550$133,328 (−0.5%)
Accountants and Auditors$89,340$83,570$80,420 (−10.0%)
Registered Nurses$97,600$134,580$129,507 (+32.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.