City comparison
Fort Collins, CO vs Springfield, MO
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Fort Collins, CO are 14.2% higher than in Springfield, MO. Someone earning $100,000 in Springfield, MO would need about $114,200 in Fort Collins, CO to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,537 a month in Fort Collins, CO versus $883 in Springfield, MO. On $100,000, that's 24% of take-home pay in Fort Collins, CO and 14% in Springfield, MO.
- Estimated state income tax on $100,000 is close: $3,692 a year in CO and $3,763 in MO.
- For federal employees, locality pay changes a GS-13 step 1 salary by −10.3% moving from Fort Collins, CO to Springfield, MO ($118,675 → $106,437), while prices change by −12.4%. Net effect of the transfer: +2.4% in real buying power.
- Fort Collins, CO: price level 101.1 (about average)
- Springfield, MO: price level 88.6 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Fort Collins, CO | Springfield, MO | |
|---|---|---|
| Price level (U.S. = 100)2 | 101.1 | 88.6 |
| $100,000 is worth, in the other city2 | $87,597 in Springfield | $114,159 in Fort Collins |
| Typical 1-bedroom rent3 | $1,537/mo | $883/mo |
| Take-home on $100,00014,15,8 | $75,488 | $75,417 |
| State income tax on $100,000 (estimate)8 | $3,692 (CO) | $3,763 (MO) |
| Rent burden on $100,000 | 24% | 14% |
| Median pay, all jobs4 | $55,310 | $45,780 |
| Federal locality pay area7 | Denver-Aurora, CO | Rest of U.S. |
Rent areas: Fort Collins-Loveland, CO MSA and Springfield, MO HUD Metro FMR Area. Metro areas: Fort Collins-Loveland, CO and Springfield, MO.
What costs more or less
| Price level (U.S. = 100) | Fort Collins | Springfield |
|---|---|---|
| Housing (rent) | 120.6 | 65.6 |
| Goods | 96.1 | 94.2 |
| Utilities | 82.2 | 85.8 |
| Other services | 99.8 | 93.0 |
| Overall | 101.1 | 88.6 |
Moving with the same $100,000 salary
Fort Collins, CO → Springfield, MO
Same pay goes further
Buying power +14.2%; rent takes 14% of take-home; state tax +$71/yr.
100 Strong offer
Springfield, MO → Fort Collins, CO
Same pay buys less
Buying power −12.4%; rent takes 24% of take-home; state tax −$71/yr.
38 Weak offer
On the GS pay scale?
Fort Collins, CO is in the Denver-Aurora, CO pay area; Springfield, MO is in Rest of U.S.. The last column shows what a transfer from Fort Collins, CO to Springfield, MO at the same grade and step does to real buying power.
| Grade5,2 | Fort Collins, CO | Springfield, MO | Real change, Fort Collins → Springfield |
|---|---|---|---|
| GS-9 step 1 | $68,819 | $61,722 | +2.4% |
| GS-11 step 1 | $83,265 | $74,678 | +2.4% |
| GS-12 step 1 | $99,800 | $89,508 | +2.4% |
| GS-13 step 1 | $118,675 | $106,437 | +2.4% |
| GS-14 step 1 | $140,239 | $125,776 | +2.4% |
Pay for common jobs
| Median annual pay4 | Fort Collins, CO | Springfield, MO | Springfield pay in Fort Collins dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $62,930 | $49,380 | $56,372 (−10.4%) |
| Software Developers | $133,990 | $102,350 | $116,842 (−12.8%) |
| Accountants and Auditors | $89,340 | $73,020 | $83,359 (−6.7%) |
| Registered Nurses | $97,600 | $79,370 | $90,608 (−7.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.