City comparison
Flint, MI vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Flint, MI are 1.7% higher than in Toledo, OH. Someone earning $100,000 in Toledo, OH would need about $101,700 in Flint, MI to live the same way.
- Typical 1-bedroom rents are close: $856 a month in Flint, MI and $820 in Toledo, OH.
- On $100,000, estimated state income tax is about $2,032 a year higher in Flint, MI than in Toledo, OH.
- For federal employees, locality pay changes a GS-13 step 1 salary by −9.3% moving from Flint, MI to Toledo, OH ($117,402 → $106,437), while prices change by −1.7%. Net effect of the transfer: −7.8% in real buying power.
- Flint, MI: price level 93.0 (cheaper)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Flint, MI | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 93.0 | 91.5 |
| $100,000 is worth, in the other city2 | $98,303 in Toledo | $101,727 in Flint |
| Typical 1-bedroom rent3 | $856/mo | $820/mo |
| Take-home on $100,00014,15,8 | $75,181 | $77,212 |
| State income tax on $100,000 (estimate)8 | $3,999 (MI) | $1,968 (OH) |
| Rent burden on $100,000 | 14% | 13% |
| Median pay, all jobs4 | $45,880 | $48,220 |
| Federal locality pay area7 | Detroit-Warren-Ann Arbor, MI | Rest of U.S. |
Rent areas: Flint, MI MSA and Toledo, OH MSA. Metro areas: Flint, MI and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Flint | Toledo |
|---|---|---|
| Housing (rent) | 74.0 | 67.3 |
| Goods | 93.7 | 93.6 |
| Utilities | 97.1 | 96.3 |
| Other services | 99.6 | 98.9 |
| Overall | 93.0 | 91.5 |
Moving with the same $100,000 salary
Flint, MI → Toledo, OH
Roughly even
Buying power +1.7%; rent takes 13% of take-home; state tax −$2,032/yr.
74 Strong offer
Toledo, OH → Flint, MI
Roughly even
Buying power −1.7%; rent takes 14% of take-home; state tax +$2,032/yr.
63 Fair offer
On the GS pay scale?
Flint, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Toledo, OH is in Rest of U.S.. The last column shows what a transfer from Flint, MI to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Flint, MI | Toledo, OH | Real change, Flint → Toledo |
|---|---|---|---|
| GS-9 step 1 | $68,081 | $61,722 | −7.8% |
| GS-11 step 1 | $82,372 | $74,678 | −7.8% |
| GS-12 step 1 | $98,729 | $89,508 | −7.8% |
| GS-13 step 1 | $117,402 | $106,437 | −7.8% |
| GS-14 step 1 | $138,734 | $125,776 | −7.8% |
Pay for common jobs
| Median annual pay4 | Flint, MI | Toledo, OH | Toledo pay in Flint dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $65,620 | $63,250 | $64,342 (−1.9%) |
| Software Developers | $101,750 | $104,360 | $106,162 (+4.3%) |
| Accountants and Auditors | $74,500 | $77,400 | $78,736 (+5.7%) |
| Registered Nurses | $97,780 | $81,050 | $82,449 (−15.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.