City comparison
Flint, MI vs Naples, FL
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Naples, FL are 10.9% higher than in Flint, MI. Someone earning $100,000 in Flint, MI would need about $110,900 in Naples, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $856 in Flint, MI. On $100,000, that's 27% of take-home pay in Naples, FL and 14% in Flint, MI.
- On $100,000, estimated state income tax is about $3,999 a year higher in Flint, MI than in Naples, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −9.3% moving from Flint, MI to Naples, FL ($117,402 → $106,437), while prices change by +10.9%. Net effect of the transfer: −18.3% in real buying power.
- Flint, MI: price level 93.0 (cheaper)
- Naples, FL: price level 103.2 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Flint, MI | Naples, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 93.0 | 103.2 |
| $100,000 is worth, in the other city2 | $110,927 in Naples | $90,149 in Flint |
| Typical 1-bedroom rent3 | $856/mo | $1,797/mo |
| Take-home on $100,00014,15,8 | $75,181 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,999 (MI) | $0 (FL) |
| Rent burden on $100,000 | 14% | 27% |
| Median pay, all jobs4 | $45,880 | $47,800 |
| Federal locality pay area7 | Detroit-Warren-Ann Arbor, MI | Rest of U.S. |
Rent areas: Flint, MI MSA and Naples-Marco Island, FL MSA. Metro areas: Flint, MI and Naples-Marco Island, FL.
What costs more or less
| Price level (U.S. = 100) | Flint | Naples |
|---|---|---|
| Housing (rent) | 74.0 | 129.4 |
| Goods | 93.7 | 96.2 |
| Utilities | 97.1 | 87.8 |
| Other services | 99.6 | 98.9 |
| Overall | 93.0 | 103.2 |
Moving with the same $100,000 salary
Flint, MI → Naples, FL
Same pay buys less
Buying power −9.9%; rent takes 27% of take-home; state tax −$3,999/yr.
35 Weak offer
Naples, FL → Flint, MI
Same pay goes further
Buying power +10.9%; rent takes 14% of take-home; state tax +$3,999/yr.
100 Strong offer
Federal employees: GS pay
Flint, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Naples, FL is in Rest of U.S.. The last column shows what a transfer from Flint, MI to Naples, FL at the same grade and step does to real buying power.
| Grade5,2 | Flint, MI | Naples, FL | Real change, Flint → Naples |
|---|---|---|---|
| GS-9 step 1 | $68,081 | $61,722 | −18.3% |
| GS-11 step 1 | $82,372 | $74,678 | −18.3% |
| GS-12 step 1 | $98,729 | $89,508 | −18.3% |
| GS-13 step 1 | $117,402 | $106,437 | −18.3% |
| GS-14 step 1 | $138,734 | $125,776 | −18.3% |
Pay for common jobs
| Median annual pay4 | Flint, MI | Naples, FL | Naples pay in Flint dollars |
|---|---|---|---|
| Information Security Analysts | $77,590 | $99,000 | $89,248 (+15.0%) |
| Software Developers | $101,750 | $130,730 | $117,852 (+15.8%) |
| Accountants and Auditors | $74,500 | $84,570 | $76,239 (+2.3%) |
| Registered Nurses | $97,780 | $93,330 | $84,136 (−14.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.