City comparison

Fayetteville, NC vs Toledo, OH

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Fayetteville, NC (92.0) and Toledo, OH (91.5, U.S. average = 100) are within 1% of each other, so $100,000 in Fayetteville, NC goes as far as $99,400 in Toledo, OH.
  • Rent is the bigger story: a typical 1-bedroom costs $1,113 a month in Fayetteville, NC versus $820 in Toledo, OH. On $100,000, that's 18% of take-home pay in Fayetteville, NC and 13% in Toledo, OH.
  • On $100,000, estimated state income tax is about $1,514 a year higher in Fayetteville, NC than in Toledo, OH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −4.2% moving from Fayetteville, NC to Toledo, OH ($111,147 → $106,437), while prices change by −0.6%. Net effect of the transfer: −3.7% in real buying power.
FayettevilleToledo
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Fayetteville, NC: price level 92.0 (much cheaper)
  • Toledo, OH: price level 91.5 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Fayetteville, NCToledo, OH
Price level (U.S. = 100)292.091.5
$100,000 is worth, in the other city2$99,431 in Toledo$100,572 in Fayetteville
Typical 1-bedroom rent3$1,113/mo$820/mo
Take-home on $100,00014,15,8$75,699$77,212
State income tax on $100,000 (estimate)8$3,481 (NC)$1,968 (OH)
Rent burden on $100,00018%13%
Median pay, all jobs4$45,620$48,220
Federal locality pay area7Raleigh-Durham-Cary, NCRest of U.S.

Rent areas: Fayetteville, NC HUD Metro FMR Area and Toledo, OH MSA. Metro areas: Fayetteville, NC and Toledo, OH.

What costs more or less

Fayetteville, NCToledo, OH
Price level (U.S. = 100)FayettevilleToledo
Housing (rent)73.167.3
Goods96.693.6
Utilities87.896.3
Other services98.298.9
Overall92.091.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Fayetteville, NC → Toledo, OH

Roughly even

Buying power +0.6%; rent takes 13% of take-home; state tax −$1,514/yr.

71 Strong offer

Toledo, OH → Fayetteville, NC

Roughly even

Buying power −0.6%; rent takes 18% of take-home; state tax +$1,514/yr.

67 Fair offer

On the GS pay scale?

Fayetteville, NC is in the Raleigh-Durham-Cary, NC pay area; Toledo, OH is in Rest of U.S.. The last column shows what a transfer from Fayetteville, NC to Toledo, OH at the same grade and step does to real buying power.

Grade5,2Fayetteville, NCToledo, OHReal change, Fayetteville → Toledo
GS-9 step 1$64,453$61,722−3.7%
GS-11 step 1$77,983$74,678−3.7%
GS-12 step 1$93,468$89,508−3.7%
GS-13 step 1$111,147$106,437−3.7%
GS-14 step 1$131,342$125,776−3.7%

Pay for common jobs

Median annual pay4Fayetteville, NCToledo, OHToledo pay in Fayetteville dollars
Elementary School Teachers, Except Special Education$54,350$63,250$63,612 (+17.0%)
Software Developers$122,900$104,360$104,957 (−14.6%)
Accountants and Auditors$78,560$77,400$77,843 (−0.9%)
Registered Nurses$83,060$81,050$81,513 (−1.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.