City comparison
Eugene, OR vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Eugene, OR are 11.1% higher than in Toledo, OH. Someone earning $100,000 in Toledo, OH would need about $111,100 in Eugene, OR to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,286 a month in Eugene, OR versus $820 in Toledo, OH. On $100,000, that's 22% of take-home pay in Eugene, OR and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $5,953 a year higher in Eugene, OR than in Toledo, OH.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Eugene, OR to Toledo, OH changes real buying power by +11.1%, purely from prices.
- Eugene, OR: price level 101.6 (about average)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Eugene, OR | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 101.6 | 91.5 |
| $100,000 is worth, in the other city2 | $90,043 in Toledo | $111,058 in Eugene |
| Typical 1-bedroom rent3 | $1,286/mo | $820/mo |
| Take-home on $100,00014,15,8 | $71,260 | $77,212 |
| State income tax on $100,000 (estimate)8 | $7,920 (OR) | $1,968 (OH) |
| Rent burden on $100,000 | 22% | 13% |
| Median pay, all jobs4 | $49,680 | $48,220 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Eugene-Springfield, OR MSA and Toledo, OH MSA. Metro areas: Eugene-Springfield, OR and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Eugene | Toledo |
|---|---|---|
| Housing (rent) | 98.3 | 67.3 |
| Goods | 105.3 | 93.6 |
| Utilities | 102.5 | 96.3 |
| Other services | 100.3 | 98.9 |
| Overall | 101.6 | 91.5 |
Moving with the same $100,000 salary
Eugene, OR → Toledo, OH
Same pay goes further
Buying power +11.1%; rent takes 13% of take-home; state tax −$5,953/yr.
100 Strong offer
Toledo, OH → Eugene, OR
Same pay buys less
Buying power −10.0%; rent takes 22% of take-home; state tax +$5,953/yr.
38 Weak offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Eugene, OR to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Eugene, OR | Toledo, OH | Real change, Eugene → Toledo |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | +11.1% |
| GS-11 step 1 | $74,678 | $74,678 | +11.1% |
| GS-12 step 1 | $89,508 | $89,508 | +11.1% |
| GS-13 step 1 | $106,437 | $106,437 | +11.1% |
| GS-14 step 1 | $125,776 | $125,776 | +11.1% |
Pay for common jobs
| Median annual pay4 | Eugene, OR | Toledo, OH | Toledo pay in Eugene dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $64,260 | $63,250 | $70,244 (+9.3%) |
| Software Developers | $121,050 | $104,360 | $115,900 (−4.3%) |
| Accountants and Auditors | $79,930 | $77,400 | $85,959 (+7.5%) |
| Registered Nurses | $113,720 | $81,050 | $90,012 (−20.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.