City comparison

Eugene, OR vs San Antonio, TX

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Eugene, OR are 7.2% higher than in San Antonio, TX. Someone earning $100,000 in San Antonio, TX would need about $107,200 in Eugene, OR to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,286 a month in Eugene, OR versus $1,177 in San Antonio, TX. On $100,000, that's 22% of take-home pay in Eugene, OR and 18% in San Antonio, TX.
  • On $100,000, estimated state income tax is about $7,920 a year higher in Eugene, OR than in San Antonio, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +1.5% moving from Eugene, OR to San Antonio, TX ($106,437 → $108,001), while prices change by −6.7%. Net effect of the transfer: +8.8% in real buying power.
EugeneSan Antonio
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Eugene, OR: price level 101.6 (about average)
  • San Antonio, TX: price level 94.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Eugene, ORSan Antonio, TX
Price level (U.S. = 100)2101.694.7
$100,000 is worth, in the other city2$93,254 in San Antonio$107,234 in Eugene
Typical 1-bedroom rent3$1,286/mo$1,177/mo
Take-home on $100,00014,15,8$71,260$79,180
State income tax on $100,000 (estimate)8$7,920 (OR)$0 (TX)
Rent burden on $100,00022%18%
Median pay, all jobs4$49,680$47,010
Federal locality pay area7Rest of U.S.San Antonio-New Braunfels-Pearsall, TX

Rent areas: Eugene-Springfield, OR MSA and San Antonio-New Braunfels, TX HUD Metro FMR Area. Metro areas: Eugene-Springfield, OR and San Antonio-New Braunfels, TX.

What costs more or less

Eugene, ORSan Antonio, TX
Price level (U.S. = 100)EugeneSan Antonio
Housing (rent)98.394.6
Goods105.393.8
Utilities102.582.2
Other services100.396.2
Overall101.694.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Eugene, OR → San Antonio, TX

Same pay goes further

Buying power +7.2%; rent takes 18% of take-home; state tax −$7,920/yr.

91 Strong offer

San Antonio, TX → Eugene, OR

Same pay buys less

Buying power −6.7%; rent takes 22% of take-home; state tax +$7,920/yr.

48 Fair offer

On the GS pay scale?

Eugene, OR is in the Rest of U.S. pay area; San Antonio, TX is in San Antonio-New Braunfels-Pearsall, TX. The last column shows what a transfer from Eugene, OR to San Antonio, TX at the same grade and step does to real buying power.

Grade5,2Eugene, ORSan Antonio, TXReal change, Eugene → San Antonio
GS-9 step 1$61,722$62,629+8.8%
GS-11 step 1$74,678$75,776+8.8%
GS-12 step 1$89,508$90,823+8.8%
GS-13 step 1$106,437$108,001+8.8%
GS-14 step 1$125,776$127,624+8.8%

Pay for common jobs

Median annual pay4Eugene, ORSan Antonio, TXSan Antonio pay in Eugene dollars
Elementary School Teachers, Except Special Education$64,260$61,720$66,185 (+3.0%)
Software Developers$121,050$128,430$137,721 (+13.8%)
Accountants and Auditors$79,930$78,650$84,340 (+5.5%)
Registered Nurses$113,720$94,370$101,197 (−11.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.