City comparison

Eugene, OR vs Gainesville, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Eugene, OR are 5.0% higher than in Gainesville, FL. Someone earning $100,000 in Gainesville, FL would need about $105,000 in Eugene, OR to live the same way.
  • Typical 1-bedroom rents are close: $1,286 a month in Eugene, OR and $1,246 in Gainesville, FL.
  • On $100,000, estimated state income tax is about $7,920 a year higher in Eugene, OR than in Gainesville, FL.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Eugene, OR to Gainesville, FL changes real buying power by +5.0%, purely from prices.
EugeneGainesville
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Eugene, OR: price level 101.6 (about average)
  • Gainesville, FL: price level 96.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Eugene, ORGainesville, FL
Price level (U.S. = 100)2101.696.7
$100,000 is worth, in the other city2$95,240 in Gainesville$104,998 in Eugene
Typical 1-bedroom rent3$1,286/mo$1,246/mo
Take-home on $100,00014,15,8$71,260$79,180
State income tax on $100,000 (estimate)8$7,920 (OR)$0 (FL)
Rent burden on $100,00022%19%
Median pay, all jobs4$49,680$47,020
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Eugene-Springfield, OR MSA and Gainesville, FL HUD Metro FMR Area. Metro areas: Eugene-Springfield, OR and Gainesville, FL.

What costs more or less

Eugene, ORGainesville, FL
Price level (U.S. = 100)EugeneGainesville
Housing (rent)98.393.0
Goods105.396.2
Utilities102.588.2
Other services100.398.9
Overall101.696.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Eugene, OR → Gainesville, FL

Same pay goes further

Buying power +5.0%; rent takes 19% of take-home; state tax −$7,920/yr.

84 Strong offer

Gainesville, FL → Eugene, OR

Same pay buys less

Buying power −4.8%; rent takes 22% of take-home; state tax +$7,920/yr.

54 Fair offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Eugene, OR to Gainesville, FL at the same grade and step does to real buying power.

Grade5,2Eugene, ORGainesville, FLReal change, Eugene → Gainesville
GS-9 step 1$61,722$61,722+5.0%
GS-11 step 1$74,678$74,678+5.0%
GS-12 step 1$89,508$89,508+5.0%
GS-13 step 1$106,437$106,437+5.0%
GS-14 step 1$125,776$125,776+5.0%

Pay for common jobs

Median annual pay4Eugene, ORGainesville, FLGainesville pay in Eugene dollars
Elementary School Teachers, Except Special Education$64,260$56,430$59,251 (−7.8%)
Software Developers$121,050$122,950$129,095 (+6.6%)
Accountants and Auditors$79,930$75,820$79,610 (−0.4%)
Registered Nurses$113,720$81,870$85,962 (−24.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.