City comparison
El Paso, TX vs Naples, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Naples, FL are 14.8% higher than in El Paso, TX. Someone earning $100,000 in El Paso, TX would need about $114,800 in Naples, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,013 in El Paso, TX. On $100,000, that's 27% of take-home pay in Naples, FL and 15% in El Paso, TX.
- Estimated state income tax on $100,000 is close: $0 a year in TX and $0 in FL.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from El Paso, TX to Naples, FL changes real buying power by −12.9%, purely from prices.
- El Paso, TX: price level 89.9 (much cheaper)
- Naples, FL: price level 103.2 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| El Paso, TX | Naples, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 89.9 | 103.2 |
| $100,000 is worth, in the other city2 | $114,779 in Naples | $87,124 in El Paso |
| Typical 1-bedroom rent3 | $1,013/mo | $1,797/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (TX) | $0 (FL) |
| Rent burden on $100,000 | 15% | 27% |
| Median pay, all jobs4 | $39,510 | $47,800 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: El Paso, TX HUD Metro FMR Area and Naples-Marco Island, FL MSA. Metro areas: El Paso, TX and Naples-Marco Island, FL.
What costs more or less
| Price level (U.S. = 100) | El Paso | Naples |
|---|---|---|
| Housing (rent) | 71.2 | 129.4 |
| Goods | 93.8 | 96.2 |
| Utilities | 82.6 | 87.8 |
| Other services | 96.2 | 98.9 |
| Overall | 89.9 | 103.2 |
Moving with the same $100,000 salary
El Paso, TX → Naples, FL
Same pay buys less
Buying power −12.9%; rent takes 27% of take-home; state tax +$0/yr.
34 Weak offer
Naples, FL → El Paso, TX
Same pay goes further
Buying power +14.8%; rent takes 15% of take-home; state tax +$0/yr.
100 Strong offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from El Paso, TX to Naples, FL at the same grade and step does to real buying power.
| Grade5,2 | El Paso, TX | Naples, FL | Real change, El Paso → Naples |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −12.9% |
| GS-11 step 1 | $74,678 | $74,678 | −12.9% |
| GS-12 step 1 | $89,508 | $89,508 | −12.9% |
| GS-13 step 1 | $106,437 | $106,437 | −12.9% |
| GS-14 step 1 | $125,776 | $125,776 | −12.9% |
Pay for common jobs
| Median annual pay4 | El Paso, TX | Naples, FL | Naples pay in El Paso dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,800 | $60,470 | $52,684 (−17.4%) |
| Software Developers | $127,310 | $130,730 | $113,897 (−10.5%) |
| Accountants and Auditors | $65,990 | $84,570 | $73,681 (+11.7%) |
| Registered Nurses | $86,100 | $93,330 | $81,313 (−5.6%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.